Botswana
Underwriting Surveys

Underwriting Surveys


At their simplest, underwriting surveys are a description of a client’s premises and the business activities conducted therein. Through our experience and expertise, Aon Risk Management (Pty) Ltd is uniquely positioned to portray your company in the best possible light to the international insurance market.

The purpose of an Underwriting Survey is to provide a synopsis of the premises at risk which may be transmitted to existing and prospective underwriters (or management) so that they may decide upon whether they wish to offer terms to the client, and if so, to set equitable
terms based upon the risk profile revealed by the Underwriting Survey. An integral part of our underwriting surveys is Maximum Foreseeable Loss (MFL) and Estimated Maximum Probable Loss (EMPL) quantifications. These are an essential part for an underwriter in deciding on fair and equitable terms and premiums.

Benefits

• A description of a client’s premises and the business activities, a synopsis of the premises at risk
• Powerful tool for ‘selling your risk’ to existing and prospective underwriters
• Helps identify opportunities for lowering risk