Retirement Program Consulting

An aging global workforce requires that you help employees plan for the future while addressing your business realities of today. Aon’s retirement practice has been navigating the many legal, financial and social complexities of designing and administering retirement plans for more than 60 years.

Retirement Program Cost and Risk Management

Your organization spends millions every year on retirement plans.  To the extent that your plans include pension or other post employment promises like health care, you are also managing the risks to your income statement, balance sheet and cash flow from unfavorable changes in interest rate, investment returns and longevity that affect the value of these commitments to your employees.

Aon’s retirement and investment consultants help you quantify costs and risks with multi-year projections of plan financials and provide comprehensive advice and solutions to help manage the financials through plan design, plan right-sizing and investment/hedging policy, including immunization and termination.

Workforce Continuity

We live in a world where technology and capital no longer provide a competitive advantage. Increasingly, the next frontier of competitive advantage is talent and people. In this more complex world, companies are turning their attention to managing the continuity of their workforces as worldwide demographics shift slowly over time.

Aon’s retirement and talent consultants help clients develop a people strategy to support their business strategies, including design of retirement and other benefit programs in addition to pension plan governance plans that provide for smooth transitions as demographic conditions change.

Governance and Compliance

Your organization, like many others, is challenged by the rules and regulations that apply to all variations of retirement, health and welfare, funding and executive compensation programs. Aon has a dedicated team of tax and retirement benefits consultants to assist in navigating compliance and pension plan governance issues.