The Real Deal: 2012 Retirement Income Adequacy at Large Companies

There is increasing concern over employees not having enough money to meet their retirement needs. Employees face the risk of having to work longer than desired or decreasing their living standards. Employers face workforce risks if employees are not able to retire as planned. And in light of growing deficits and economic difficulties, the country's social systems are at risk of becoming overwhelmed by retiring workers who are financially ill-prepared for retirement.

To confront these risks, several key questions need to be addressed:

• How much do workers need to retire?
• Will employees be prepared for retirement if they continue doing what they are doing today?
• What can employees and employers do to improve the outcomes?

Aon Hewitt's Real Deal Study answers these questions by studying the retirement resources and needs for 2.2 million employees of 78 large US employers. The study projects employees' retirement resources and needs assuming their current behaviors continue. The report then analyzes the risks, measuring employer and employee actions to help improve the outcomes.

Download the full report:
The Real Deal: 2012 Retirement Income Adequacy at Large Companies (Full Report)

Download the highlights report:
The Real Deal: 2012 Retirement Income Adequacy at Large Companies (Highlights)