Please read these terms and conditions. By accessing and using the Site you are agreeing to these terms and conditions (including the Aon.com Legal and Privacy Notice). You must read the important disclaimers which follow as they affect your use of the Site.
The contents of this site, including but not limited to the text and images herein and their arrangement, are copyright ©2001-2009 by Aon Corporation ("Aon"), 200 East Randolph Street, Chicago, Illinois 60601 and/or Copyright ©2001 - 2009 by Aon MacDonagh Boland Group Limited, Metropolitan Building, James Joyce St. Dublin 1.
ALL RIGHTS RESERVED
Aon hereby authorizes you to copy and display the content herein, but only for your personal or informational and non-commercial use. However, the content herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include this copyright notice. Limited quotations from the content are permitted if attribution to Aon is included, but you may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of Aon. No modifications of the content may be made.
Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), or other proprietary rights of Aon or of any third party.
Aon and the Aon logo are registered trademarks of Aon. All other trademarks are either owned by Aon or by other companies.
Aon makes no representations about the suitability of the content of this site for any purpose. All content is provided "as is" without any warranty of any kind.
AON HAS NOT MADE AND DOES NOT MAKE ANY WARRANTY OF ANY KIND WHATEVER, EXPRESS OR IMPLIED, WITH RESPECT TO THE CONTENTS OF THIS SITE; AND ALL IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE ARE HEREBY DISCLAIMED BY AON. AON WILL NOT BE LIABLE TO ANYONE WITH RESPECT TO ANY DAMAGES, LOSS OR CLAIM WHATSOEVER, NO MATTER HOW OCCASIONED, IN CONNECTION WITH ACCESS TO OR USE OF THE CONTENTS OF THIS SITE. IN NO EVENT SHALL AON BE LIABLE FOR ANY SPECIAL, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION INCLUDING BUT NOT LIMITED TO CONTRACT OR NEGLIGENCE OR OTHER TORTIOUS ACTIONS, ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING OR DISPLAY OF THE CONTENT.
While Aon believes the content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and Aon does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time Aon may make changes in the products and/or services described herein, however, Aon makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.
LINKS TO OTHER SITES
Some of the sites listed as links herein are not under the control of Aon. Accordingly, Aon makes no representations whatsoever concerning the content of those sites. The fact that Aon has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by Aon with respect to such site, its owners or its providers. Aon is providing these links only as a convenience to you. Aon has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and Aon cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.
Subsidiaries of Aon Corporation receive revenue in several forms. For its insurance companies, premium is received on which underwriting and investment income is realized. For the subsidiaries of Aon Group, Inc., which provide insurance and reinsurance brokerage, risk management, underwriting management, captive management and benefits consulting, remuneration may be received as commissions paid by an insurer; fees paid by a client in lieu of, or in addition to, commissions; and investment income on premiums, claim payments, and return premiums temporarily held as fiduciary funds. In certain circumstances, one or more of these subsidiaries may also receive compensation in the following forms: commissions or fees paid to reinsurance brokerage or captive management companies for placement or management of reinsurance of a client's risk; commissions paid to excess and surplus lines brokerages; commissions paid to a managing general agent to whom a risk has been referred for placement; fees paid for premium financing; and fees paid for performance of technical or other services.
If you have any questions regarding the nature or amount of the compensation paid to any Aon Group company on your account, please contact the president of the Aon office that services the account.
Some software from this site may be subject to export controls imposed by the United States of America and may not be downloaded or otherwise exported or re-exported: (a) into (or to a national resident of) any country to which the U. S. has placed an embargo; (b) to everyone on the U. S. Treasury Department's Specially Designated Nationals list; or (c) the U. S. Commerce Department's Table of Denial Orders. If you download or use the software, you represent and warrant that you are not located in, or under the control of, or a national of any such country or on such list.
COLLECTION & STORAGE OF DATA
Aon gathers data containing information about its clients and their insurance placements, including, but not limited to, names, industry codes, policy types, and policy expiration dates, as well as information about the insurance companies that provide coverage to its clients or compete for its clients’ insurance placements. This information is maintained in one or more databases.
Aon may use or disclose information about its clients, if required to do so by law, Aon policy, pursuant to legal process or in response to a request from law enforcement authorities or other government officials. In addition to being used for the benefit of Aon’s clients, these databases also may be accessed by other Aon affiliates for other purposes, including providing consulting, and other services to insurance companies for which Aon or its affiliates may earn compensation.
Due to the global nature of services provided by Aon, the personal information that clients may provide may be transmitted, used, stored and otherwise processed outside the country where clients submitted that information. If you have questions about Aon data processing or related compensation, please contact your Aon account executive.
EXCLUSION OF CERTAIN DAMAGES
Express exclusions and limitations of our liability to you
In no event will we be liable to you for any indirect, incidental, consequential, exemplary or punitive damages (including, without limitation, lost or anticipated revenues, lost business opportunities or lost sales or profits).
General limitation on Aon’s liability to you
To the fullest extent permitted by law, and except for damages resulting solely and directly from fraud or intentional misconduct by us, Aon’s liability for all time to you for any and all damages, costs, and expenses (including but not limited to legal fees), whether based on contract, tort (including negligence), or otherwise, in connection with or related to the services (including a failure to provide a service) or any other services that we provide shall be limited to a total aggregate amount of €1 million or such higher amount as we may agree with you from time to time by express agreement signed by you and us.
Limitation of liability for related companies and employees
The single total aggregate liability limitation in clause 1.2 also applies to:
claims and liabilities asserted by your related companies, employees and agents against Aon;
claims and liabilities asserted by your related companies, employees and agents against Aon’s related companies, employees and agents; and claims and liabilities asserted by you against Aon’s related companies, employees and agents,so that the total of all such claims combined cannot exceed the amount set out above. However nothing in this notice shall create, imply, or operate as an admission, that our related companies, employees and agents owe or accept any duty or responsibility to you or to your related companies, employees and agents.
Fair apportionment of damage due to contributory fault
Where any claim or loss arises partly due to an error or omission by us and partly due to an error or omission by you (including one of your related companies, employees or agents), you indemnify us for all damage and loss arising from the error or omission by you (including your related companies, employees or agents). Aon has no liability for your errors and omissions.
To the fullest extent permitted by law, Aon has no liability for any claim or liability asserted by you or by your related companies for any loss arising by reason of or arising out of an error or omission by you or one of your related companies, including any failure to comply with your duty of disclosure.
Time limit for bringing legal action
Any claim against Aon (or any of its related companies, employees and agents) brought by you (or any of your related companies, employees and agents) in connection with or related to the services (including a failure to provide a service) or any other services that we provide including, but not limited to, any contractual, common law or statutory causes of action, must be brought no later than one year from the date that you become aware, or, in the exercise of reasonable diligence, should have become aware, of the grounds for any such claim. You acknowledge and agree that this provision shall take precedence over and supersede any statute of limitation that would otherwise apply.
No liability for unaffiliated co-brokers
We are not responsible for any alleged errors or omissions by an unaffiliated co-broker, sub-broker or correspondent broker and all such liability is entirely excluded.
No liability for calculation errors
We are not responsible for any loss you may suffer as a result of our calculation or estimation of the premium and statutory charges that apply to your insurance.
If any provision of this Notice is determined by a court of competent jurisdiction to invalid or unenforceable in whole or in part, the validity and enforceability of the remainder of the provision in question and of the remaining provisions of this Notice shall be separate and several and construed and enforceable accordingly and shall continue in full force and effect.
The headings contained in this Notice are for reference only and should not be incorporated into this Notice and shall not be deemed to be any indication of the meaning of the clauses to which they relate.