A: Yes. We can create protection plans for all aspects of your valuables- including moving and renovation. With that plan in place, we will help you select from our thoroughly vetted network of vendors to handle crating, shipping, restoration, storage and installation.
A: This depends on your policy, the facility and what you sign. The GFAP can advise on all matters of storage and we are happy to review your coverage questions.
A: Many Homeowners Policies provide minimal coverage for collectibles and exclude perils basic to a Valuable Articles Policy – like mysterious disappearance. A Valuable Articles Policy offers broad peril coverage and a loss is not subject to a deductible.
A: Scheduling an item means that the item and a value are specified on the Valuable Articles Policy. In the event of a total loss, the scheduled value can be recovered for the total amount listed on the policy- plus additional coverage for inflation. A “blanket” policy provides an aggregate limit for a group of unspecified valuable items. This is particularly useful when items in a collection may not be valuable individually but are as a whole.
A: This depends on the collecting category of the item and/or collection. Generally we recommend obtaining appraisals every two to three years.
A: Yes. APRM handles all aspects of high net worth personal insurance. We can put you in touch with an Account Executive that will best fit your specific needs.
199 Water Street, 33rd Floor
New York, NY 10038
Tel: + 1 (212) 441-1299