Effective risk management is a critical component of any winning management strategy.  The application of pre- and post-loss mitigation techniques combined with varying levels of properly designed insurance and risk management programme, allows an organisation to actually take on additional risk while growing more securely. Options for treatment of exposure to loss include avoidance, reduction, contractual transfer, insurance transfer and retention. The most effective treatment of risk usually involves the application of more than one of these methods.

Experienced co-ordination of the selected methods of treatment is essential to effect real change and to accurately monitor results.

No one organisation can house the broad scope of expertise needed to address the full spectrum of risk faced in an evolving economy and marketplace, it is essential to select business partners who can provide a breadth and depth of expertise when and where you need it. In seeking to support our clients in this critical area, Aon has built a powerful and strategically focused risk management and insurance practice that will bring you a wealth of expertise.

• Risk Control
  Minimise the risks which threaten your business we can develop and support your risk control programmes
  
  
• Insurance Solutions and Services
  Assist you in designing a strategic portfolio of risk protection
  

• HR Consulting Services
  From employee benefits consulting to workforce commitment, we link people strategies with business strategies to help employers maximise human performance and improve bottom-line results.

• Mergers and Acquisitions
  Creative and innovative solutions aimed to seek out the potential problems through growth by merger or acquisition.

• Organisational Effectiveness
  We develop leading edge measurement and consulting solutions around challenging aspect of business risk.

• Surety & Guarantee
  An effective and flexible service for all your surety needs.

• Transaction Liability Products
  Innovative risk management solutions for risks during mergers, acquisitions and flotations.