Capability Overview
Broking and Risk Transfer
We assist clients with their insurance buying decisions, aiming to optimise the balance of risk transfer and retention financing through valuation and analysis.
A Comprehensive Approach to Broking and Risk Transfer
Insurance is key risk transfer tool for organisations, but off-the-shelf insurance products don’t always address companies’ specific coverage needs – particularly in today’s fast-evolving risk landscape. Having a trusted risk adviser who helps you navigate uncertainty and develop modern, data-led strategies that protect your balance sheet – and help you grow – is more important than ever.
At Aon, we bring together global market relationships, insurance broking excellence and analytical tools to consistently and effectively solve client challenges. We combine insights with expertise to provide custom risk transfer and mitigation guidance to help organisations better identify and quantify their risk exposure and make more informed decisions.
By taking a comprehensive approach that considers organisations’ specific risk profiles, we design insurance solutions that strive to achieve superior outcomes for businesses across all industries.
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Explore Our Risk Transfer Offerings
Property, Casualty and Motor (6)
6 Solutions
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BI Valuation
Business interruption valuation (BI valuation) helps organisations determine the value of the potential financial losses they are exposed to if unforeseen disruptions like natural disasters, supply chain disruption, property damage, political upheaval, or disease hit their operations.
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Property Risk Management
A proactive approach to property risk management integrates a complete view of an organisation’s financial foundation and risk appetite while considering key market dynamics.
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Casualty Risk Management and Insurance
Commercial casualty insurance generally refers to a broad range of insurance coverages that protect a business against liability claims that involve property damage to others, loss of property, and injury.
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Property Damage and Business Interruption
Property Damage and Business Interruption insurance covers the repair to repair or replace physical assets that are damaged or destroyed by covered events, and compensates for lost income and extra expenses if business operations are disrupted as a result.
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General and Employers Liability
General and Employers Liability insurance protects businesses against legal costs and compensation claims arising from injury or property damage to third parties, as well as employee injuries or illnesses resulting from employer negligence.
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Motor Insurance
Motor Fleet insurance offers protection against accidents, theft, and third-party liabilities. Your fleet of company vehicles is an integral part of your business, and having tailored insurance will get you back on the road and minimise the impact of an incident.
Management Liability (3)
3 Solutions
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Directors' and Officers' Liability Insurance
Aon helps corporations and public companies design and implement directors’ and officers’ (D&O) insurance that fits their business with the broadest coverage available.
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Employment Practices Liability Insurance
Employment practices liability insurance addresses specialized liability risks arising from actual or alleged wrongdoing at work, including wrongful termination or constructive discharge, sexual and non-sexual harassment, discrimination and employment-related negligent hiring.
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Errors and Omissions Liability Insurance
Errors and omission liability insurance (also known as professional liability and sometimes professional indemnity) is a client-facing liability risk impacting service providers.
Alternative Risk Transfer Solutions (3)
3 Solutions
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Captive Reinsurance
Captives and segregated cell companies are formalised self-insurance structures that have many of the capabilities of traditional insurance companies and are recognised by insurers as legitimate risk bearing entities.
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Parametric Insurance
Explore how Aon’s parametric insurance solutions can offer an alternative to traditional indemnity and help manage your total cost of risk using data-driven models.
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Structured Solutions
Structured solutions can provide bespoke alternative capacity by incorporating, for example, multi-year terms and the hybrid characteristics of risk financing and risk transfer.
Specialty Products (9)
9 Solutions
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Commercial Surety
Today’s competitive landscape, coupled with a volatile economic outlook, demands surety program certainty and sustainability. An efficient bond program can enhance corporate liquidity and maximise working capital.
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Construction and Infrastructure Insurance and Risk Management
Aon’s global construction and infrastructure practice provides insurance and risk management solutions for all participants in the global construction and infrastructure industry.
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Credit Solutions
Credit solutions, including trade credit insurance, political risk insurance and surety services are critical tools for companies developing sustainable growth strategies.
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Cyber Insurance
Cyber insurance is critical to an organisation’s overall cyber risk management strategy. It is intended to provide organisations with better protection against the financial risk posed by cyber security threats such as ransomware and data breaches.
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Environmental Insurance
Aon’s environmental specialists take a multidisciplinary approach, incorporating engineering, underwriting and claims support to help identify exposures and assess potential environmental liabilities.
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Intellectual Property Infringement Liability Insurance
Intellectual Property (IP) Infringement Liability Insurance is a type of insurance that provides coverage for legal expenses, settlements and damages resulting from claims of intellectual property infringement.
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Personal Accident and Business Travel
Insurance provides financial protection for employees in case of accidental injury, disability, or death, and covers medical expenses, trip cancellations, and other risks associated with business travel.
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Product Recall
Product Recall Insurance covers the costs associated with recalling defective or contaminated products from the market, including notification, shipping, disposal, and potential business interruption expenses.
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Professional Services Practice
Aon’s Professional Services Practice is a global team of practitioners who address the unique insurance, risk and human capital needs of professional service firms.
Industry Specialty (10)
10 Solutions
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Aviation
Aon’s global aviation practice provides insurance and risk management solutions to the aviation industry.
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Energy Insurance and Risk Management
Energy and power companies face significant global risks as governments, organisations and communities commit to reduce carbon emissions. Infrastructure damage, weather, human error or cyber threats cause disruption while regulatory changes and social pressures cause uncertainty.
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Energy Transition Insurance and Risk Management
Energy transition is critical in strategic and operational decisions from facilitating capital for clean technologies ‘cleantech’ to carbon capture and storage projects (CCUS), decarbonisation, carbon, capture and hydrogen.
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Entertainment Insurance and Risk Management
Aon’s Entertainment Practice Group provides insurance and risk management solutions across a broad spectrum of industries.
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Marine Insurance and Risk Management
Aon’s global marine practice provides insurance and risk management solutions for ship owners and operators, shipyards, port and terminal operators, shipbuilders and repairers, marine construction projects, yachts, subsea operators, plus logistics and supply chain companies.
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Mining Insurance and Risk Management
Aon’s global mining practice provides insurance and risk management solutions for mining clients across precious metals, base metals, bulk commodities and rare earth metals.
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Power Insurance and Risk Management
Aon’s global power practice provides insurance and risk management solutions for clients ranging from the world’s largest multinational power companies to small local utilities.
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Rail Insurance and Risk Management
Aon’s rail practice provides insurance and risk management services to the world’s major rail and transit companies.
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Renewables Insurance and Risk Management
Providing comprehensive insurance and risk management solutions to the renewables sector.
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Space Insurance and Risk Management
Aon’s global space practice provides insurance and risk management solutions for satellite operators, launch service providers, satellite manufacturers, financial institutions and agencies, government agencies, law firms and telecommunication companies.
- Aviation
- Energy Insurance and Risk Management
- Energy Transition Insurance and Risk Management
- Entertainment Insurance and Risk Management
- Marine Insurance and Risk Management
- Mining Insurance and Risk Management
- Power Insurance and Risk Management
- Rail Insurance and Risk Management
- Space Insurance and Risk Management
