Credit insurance

Protect your business against bad debt and enhance your cash flow with credit insurance. Credit insurance covers non-payment of trade debt caused by commercial or political risk. Whether you want to insure a key buyer or your entire customer base, we have a range of policies available to suit your needs.

Protect your balance sheet with credit insurance

Investing in credit insurance can protect your company’s profitability and reinforce your credit management. Designed to underpin your credit management processes and support your team in assessing customer risk, credit insurance gives you the security you need against unexpected bad debts.

Get insight into your customers

With underwritten credit limits you get a professional insight into the creditworthiness of your client base. If your credit risk is concentrated in a handful of key clients, it’s vital that you’re aware of their financial standing and the associated credit risk. Equally, if you’re looking to expand into new or politically volatile markets, such information is invaluable.

Reduce your days sales outstanding (DSO)

The added discipline that credit insurance introduces means you can lower your average days sales outstanding (DSO), enhancing your cash flow and reducing interest lost due to late payments.

Get access to trade finance

More stringent lending criteria mean it is increasingly difficult to access lines of finance. Credit insurance gives security that can be used to support existing working capital or facilitate additional banking lines.  Read more about Aon trade finance.

Last updated 24 March 2009

Aon Limited is authorised and regulated by the Financial Services Authority in respect of insurance mediation activities only. FP5565