Director, Bulk Annuities Division Scottish Widows
Emma is the Bulk Annuities Director for Scottish Widows, where she is responsible for the overall service delivery of buy-ins and buy-outs to trustee and policyholder clients.
Prior to joining Scottish Widows in June 2015, Emma was a partner at a leading consultancy, specialising in helping trustees and companies manage defined benefit pension scheme risk through the use of insurance solutions.
Emma has acted as lead consultant on a large number of buy-in and buy-out transactions from £1m to £1.6bn and a variety of organisations including Total, Interserve and Makro.
Emma has also held senior positions at a number of other insurance companies, having started her pension's career in defined benefit scheme administration at Prudential. With over 20 years' experience in the pensions industry, the last 10 of which have been in the bulk annuity market, Emma brings wide practical experience on DB pension schemes.