MFL / EMPL Quantifications

MFL / EMPL Quantifications

The Maximum Foreseeable Loss (MFL) and Estimated Maximum Probable Loss (EMPL) quantifications are an essential part for an underwriter in deciding on fair and equitable terms and premiums. These quantifications are usually conducted by Aon Risk Management on the client’s instruction just prior to the clients’ going to the insurance market. They are usually requested by the prospective underwriter, to whom they impart a good understanding of the likely loss potential of the envisaged client.


• Essential information for underwriting purposes i.e. in deciding on fair and equitable terms and premiums
• Valuable risk evaluation information for the client
• Essential information for ranking Disaster Recovery Plan scenarios