Facultative Reinsurance
Why is Facultative Reinsurance Important?
In a fast-moving world, facultative reinsurance is a critical tool for managing volatility, optimizing capital and enabling better decisions. It provides targeted, flexible risk transfer for individual exposures that allows insurers to respond quickly to changing conditions.
By supporting precise portfolio management through the market cycle, facultative reinsurance unlocks capacity for growth to pursue strategic opportunities with agility, confidence and control.
How Aon Can Help
Our global facultative team deliver tailored solutions to support better decision-making, de-risk portfolios and enable growth. Our global scale, data and analytics coupled with our regional knowledge and expertise allows us to deliver bespoke insights to our clients.
- Flexible facultative strategies that optimize placement and unlock capacity.
- Solutions include individual risk placements, client and cedent facilities (via FAConnect)
- Proprietary broker capacity programs such as Marlin and Aon Client Treaty.
- Expertise across 20+ lines of business
- Data-driven real-time insights and digital automation streamline placement, boost transparency and improve outcomes.
Report
Reinsurance Market Dynamics
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$6B
global premium
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900
dedicated colleagues
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44
countries
By harnessing data and automation, we deliver sharper insights and develop facultative solutions that directly respond to client needs faster, more efficiently and aligned to evolving market conditions. Data and digital are key to the future of facultative reinsurance.
Why Work with Us
- Managing over $6 billion in global premium enables Aon to leverage broad market visibility, trusted relationships and worldwide reach to advocate for clients and support strategic negotiations.
- 900 dedicated specialists in regional teams across broking, client advocacy, claims, data, analytics and innovation.
- Aon’s Risk Capital approach brings the breadth of our expertise, relationships and analytics to unlock capital, which we access across markets, geographies and a variety of financial instruments to help organizations grow.
- Connectivity with treaty allows us to take a holistic view of clients’ portfolios, identifying gaps, enhancing coverage and complementing existing placements.
How we work with clients
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01
Individual Risk Reinsurance
At the core of our capabilities, we combine expertise and technology for individual risk facultative. Access semi-automatic and automatic capacity options that streamline placement, accelerate response times and deliver tailored outcomes to support tactical needs and strategic growth.
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02
Bespoke Cedent Facilities
Facultative facilities (also known as treaty/fac hybrids) offer the flexibility and customisation of facultative with the efficiency and cost-effectiveness of treaty structures, shifting facultative purchasing from tactical to strategic.
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03
Proprietary Broker Facilities
Aon’s facilities offer sustainable, high-quality automatic capacity. A core part of Aon’s facultative broking strategy, insurers can access differentiated placement options through Marlin and Aon Client Treaty (ACT) for facultative, to meet client needs across products and geographies.
Aon UK Limited is authorised and regulated by the Financial Conduct Authority for the provision of regulated products and services in the UK. Registered in England and Wales. Registered number: 00210725. Registered Office: The Aon Centre, The Leadenhall Building, 122 Leadenhall Street, London EC3V 4AN. Tel: 020 7623 5500. FP #13204 has been approved until 14 November 2027 after which time the content should not be used or distributed.
