United Kingdom

Health and Social Care Insurance and Risk Consulting

Pressures created by legislation, rising claims costs and increasing litigation all drive the need to sense check that the business is continuing to manage and reduce its liabilities in the most effective way. It can drive the need to change and ensure the business is evolving as new risks emerge. Failure to do so may lead to financial loss, regulatory and operational failings. The complexity of the health and social care sector is deserving of an advisor, like Aon, that understands the challenges of the sector.

Our health and social care expertise

  • Private Hospitals
  • NHS Foundation Trusts
  • Arms Lengths Bodies
  • NHS Insourcing
  • Fertility clinics
  • Occupational health providers
  • Residential and Nursing Care Facilities
  • Pharmaceutical
  • Telehealth Providers
  • Consultants Medical Indemnity
  • Marketing and Servicing of your insurance programme Medical Indemnity for Consultants
  • Healthcare Consulting and Analytical Risk Control Services
  • Risk Discovery and Leadership
  • Workforce Resilience

Our health and social care services

Managing your organisation’s Insurance Programme

How resilient is your current insurance programme? How joined up is your insurance programme to your risk register?

Our health care consulting team combines deep industry knowledge and leading technology to market your risks to the right insurers, potentially generating competitive pricing and terms for your organisation. Keeping you informed and enabling better decisions, we can assess the effectiveness of your current risk transfer programme and help you understand how your current insurance programme aligns to risks within the business. We can identify gaps which may lead to financial loss and help you manage uninsurable risks to minimise any potential losses.

Medical Indemnity for Consultants

What is the consequence for your business if a consultants discretionary medical indemnity fails to respond?

Discretionary medical indemnity is not uncommon and primarily offered by Medical Defence Organisations. Consultants are advised to arrange appropriate medical indemnity for their practice, however the guidance provided by the General Medical Counsel (GMC) is limited. There is choice in the market and an alternative to the traditional MDO is to source medical indemnity from an insurer. Our healthcare consulting team can help you understand the implications to your private practice should a discretionary indemnity fail including complexities of vicarious liability, contingent coverage and the key areas to look for when checking a consultant’s medical indemnity.

Medical Indemnity Insurance for Consultants, Surgeons and Doctors in private practice: click here.

Healthcare Consulting and Analytical Risk Control Services:

How do you learn from incidents and how are these learnings reinforced across the business? Does the business have the ‘just culture’ you desire?

Our healthcare consulting team have vast experience working with acute, community and mental health risks. Typically, we engage at board level providing insight and advice to executive directors with an approach grounded in the combination of healthcare risk management and clinical governance expertise. Through our analytical services, we develop loss and exposure summaries, provide retention and cost-of-risk analysis, develop analytic trends, execute pro forma financial modelling, actuarial and benchmarking services.

Risk Discovery and Leadership Series:

How do you ensure your risk control measures continue to evolve?

The health and social care sector continues to be pressurised from a fast moving change of pace such as regulatory change, workforce challenges, use of technology, cyber-crime and funding constraints. Our healthcare consulting team are on hand to share insight and thought leadership which could give you a different perspective on how to manage your risks. For more information, see our latest insights.

Creating workforce resilience with your organisation

"Aon’s Global HR Pulse survey found that 92 percent of companies say they have made attraction and retention of staff a top priority.”

How is your business addressing attraction and retention of staff? Is there a high dependence on agency staff?

Attract, retain, deploy and motivate the right people - Business leaders are searching for talent that will drive innovation. Our healthcare consulting team can help you assess and select the right talent for the future of your business. We’ll also help determine how you can incentivise and reward your people, improving overall retention and employee satisfaction.

Create a roadmap to the workforce of the future - Smart companies understand that attracting and retaining critical talent means presenting a compelling future that resonates. Our healthcare consulting team can help you cultivate a modern workforce by defining new jobs and career paths required to keep up with industry disruption. We’ll help you develop the business case, transition plan and rewards program to tie your new human capital strategy to your overall business strategy.

Use people data to drive business performance - Driving performance during transformation requires employees who will thrive in a new type of environment. Use Aon’s proprietary tools to measure the ROI on reward programs and assess for learnability, agility and curiosity. Uncover critical workforce insights by analysing people data and reinforce the new priorities for the digital age.

Contact us to learn more about our healthcare and social care Insurance and Risk consulting expertise. Click here for more information

Medical indemnity insurance for Consultants, Surgeons and Doctors in private practice: – Click here For more information

Aon Public Sector Risk Management – For more information


Aon UK Limited is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales. Registered number: 00210725. Registered Office: The Aon Centre, The Leadenhall Building, 122 Leadenhall Street, London EC3V 4AN. Tel: 020 7623 5500.