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International Wealth Solutions

Europe Retirement Legislative Updates

Below you will find recent legislative developments from across the Europe region, with a focus on retirement.

Country DateTopicHeadline Expected ImpactRead More
AlbaniaSeptember 2022Social security changeSocial support measuresMediumhttps://aon.io/3f6VBLW
AustriaApril 2022State pension reformPension Reform, Employment StandardsMediumhttps://aon.io/3E76HJa
BelgiumDecember 2022Taxation / Social security changeSocial security contribution proposalsMediumhttps://aon.io/3FrBxxh
December 2022Social security change2022 contribution amountMediumhttps://aon.io/3VfvCC1
November 2022Social security changeSocial Security contributionsMediumhttps://aon.io/3DVfP3W
Bosnia and HerzegovinaDecember 2022Taxation / Social security changeTax-related measures to address inflationMediumhttps://aon.io/3UBkq1u
BulgariaFebruary 2023Social security changeClarification of social security and health insurance legislation for 2023Mediumhttps://aon.io/3wRcS17
May 2022GovernanceManual on compulsory social and health insuranceMediumhttps://aon.io/3LKtpJr
CroatiaFebruary 2023Taxation / Social security change2023 base amounts for mandatory social insurance contributionsMediumhttps://aon.io/3HkGGbz
October 2022Pension plan benefitsAmendments to the pension insurance lawMediumhttps://aon.io/3yUkSQv
DenmarkJanuary 2023Taxation / Social security changeEmployment and job deductionsMediumhttps://aon.io/3Da2bus
October 2022Pension plan benefitsLegislative proposal regarding training periods submitted for consultationMediumhttps://aon.io/3SRUjTu
EstoniaJanuary 2023Taxation / Social security changeBasic exemption increaseMediumhttps://aon.io/3W3nbcX
January 2023Taxation / Social security changeState budget law of 2023Mediumhttps://aon.io/3W0gmbV
October 2022Social security changeBill to amend the Funded Pensions Act and the Securities Register Maintenance ActMediumhttps://aon.io/3Ty1tNm
April 2022State pension reformIncrease in pension amountsMediumhttps://aon.io/38p9yBy
European UnionJune 2022Taxation / Social security changeRequest to amend tax legislation on voluntary pension savings contractsMediumhttps://aon.io/38ZDiFI
April 2022Investment policyEuropean Insurance and Occupational Pensions Authority (EIOPA) first climate stress testMediumhttps://aon.io/3klxMiE
April 2022Investment policyCosts and past performance of insurance and pension products reportMediumhttps://aon.io/3EyF0JM
FinlandJanuary 2023TaxationHealth insurance contributionsMediumhttps://aon.io/3GVtv1w
December 2022Social security changePension and unemployment contributionsMediumhttps://aon.io/3gGPUFR
December 2022Taxation / Social security changeNew rates for social security contributionsMediumhttps://aon.io/3Uz2kxm
FranceMarch 2023State pension reformPension reform update (1)Mediumhttps://aon.io/3ZbuAIq
January 2023State pension reformProposed pension reform measuresMediumhttps://aon.io/3QQnLtC
January 2023GovernanceLegislative changes for 2023Mediumhttps://aon.io/3Dd49Kr
October 2022Social security change2023 social security ceilingMediumhttps://aon.io/3W2QPjp
September 2022Taxation / Social security changeEmergency measures for the protection of purchasing powerMediumhttps://aon.io/3LALFX2
September 2022Taxation / Social security changeLaw No. 2022-1158Mediumhttps://aon.io/3SjVdIV
GermanyDecember 2022Taxation / Social security changeSocial Security contribution thresholds and ratesMediumhttps://aon.io/3Fu5DjB
November 2022Pension plan benefitsRentenpaket IIMediumhttps://aon.io/3UlzBg7
October 2022Social security changeThresholds for social security contributions for 2023Mediumhttps://aon.io/3N5M1Ww
October 2022Pension plan benefitsOne-time payment to pensionersMediumhttps://aon.io/3yNntvK
October 2022GovernanceDigitale RentenübersichtMediumhttps://aon.io/3Tx2Njn
August 2022Taxation / Social security changeCompensationMediumhttps://aon.io/3d2gabs
GibraltarSeptember 2022Social security changeEmployer and employee social security contribution ratesMediumhttps://aon.io/3e5UZ8N
August 2022State pension reformAuto-enrollment occupational pension program expandedMediumhttps://aon.io/3p5hBZc
GreeceMarch 2023Social security changeSocial security contribution basis cap adjustmentMediumhttps://aon.io/3J1x47D
January 2023Taxation / Social security change2023 Budget measures/reduction in social security contributionsMediumhttps://aon.io/3GV2IlX
December 2022Social security changeProposed changes to social security contributionsMediumhttps://aon.io/3VPID5g
November 2022Social security changeProposed reduction in social security contributionsMediumhttps://aon.io/3NtlNgR
September 2022State pension reformDraft bill to change the social security systemMediumhttps://aon.io/3S7u2AM
GuernseyDecember 2022Social security changeContributory Benefit and Contribution Rates for 2023Mediumhttps://aon.io/3HzRqV7
November 2022Social security changeProposed social insurance contribution ratesMediumhttps://aon.io/3UfbFKL
IcelandMarch 2023TaxationDraft bill extending the authorisation for tax-free disposal of the additional premium for individual pension savingsMediumhttps://aon.io/42AwkOE
January 2023Social security changeSocial Security Act amendmentsMediumhttps://aon.io/3W1od9d
IrelandMarch 2023GovernanceGuidance for trustees for determining assumptions used in pension benefit statementsMediumhttps://aon.io/42APfbO
March 2023Pension plan benefitsUpdated guidance for determining assumptions used in pension benefit statementsMediumhttps://aon.io/42APfbO
March 2023GovernanceContract of employmentMediumhttps://aon.io/3ykiS3k
March 2023Taxation / Social security changeRevenue Pensions Manual updatedMediumhttps://aon.io/3yKXSCV
March 2023GovernanceMeasures intended to support households and businessesMediumhttps://aon.io/41Xtp2c
March 2023Taxation / Social security changeTax treatment of pension contributionsMediumhttps://aon.io/3y1qSpS
November 2022State pension reformGeneral Scheme of the Automatic Enrolment (AE) Retirement Savings System BillHighhttps://aon.io/3sRsmR2
October 2022GovernanceGuidance on service providersMediumhttps://aon.io/3COCeR4
October 2022State pension reformPension reform measuresMediumhttps://aon.io/3rMp0hz
April 2022Social security changeIntroduction of the Automatic Enrolment (AE) Retirement Savings SystemMediumhttps://aon.io/3Et2bVH
April 2022GovernancePersonal Retirement Savings Accounts (PRSA) product amendment proceduresMediumhttps://aon.io/38oGom3
Isle of ManAugust 2022Taxation / Social security changePublic consultation into modernising National InsuranceMediumhttps://aon.io/3p4XDxJ
ItalyFebruary 2023Taxation / Social security changeBudget Law for 2023Mediumhttps://aon.io/3kkDB3K
September 2022Social security changeSocial Security contributions for mothers working in the private sectorMediumhttps://aon.io/3ruTRzf
JerseyOctober 2022Social security changeMonthly contribution rate reductionMediumhttps://aon.io/3ysU2i3
August 2022Taxation / Social security changeProposed Mini Budget 2022Mediumhttps://aon.io/3chTyDM
LithuaniaJanuary 2023Taxation / Social security changeLaw on Personal Income Tax amendedMediumhttps://aon.io/3VIoi1o
LuxembourgMarch 2023Social security changeMinimum and maximum social security contribution amountsMediumhttps://aon.io/3fYqUFW
November 2022GovernanceGuidance on pension account statementsMediumhttps://aon.io/3UfLkMF
MaltaMarch 2023TaxationTax rebates for pensionersMediumhttps://aon.io/3Zbd6My
November 2022State pension reformMeasures in the Bill No. 24 (2023 budget)Highhttps://aon.io/3AiH87x
October 2022Taxation / Social security changeCap on exempt amount for pension incomeMediumhttps://aon.io/3SW0cz9
MoldovaSeptember 2022Social security changeNew minimum social insurance contributionMediumhttps://aon.io/3BeTTQb
NetherlandsMarch 2023GovernanceDelay in lump-sum revision billMediumhttps://aon.io/3KN3nZc
December 2022Retirement ageDelayed in pension reformMediumhttps://aon.io/3VB8PAB
December 2022Social security changePremium percentages for employee and national insurance schemes, the maximum premium wage for employee insurance schemes and the surcharge for childcare allowance for 2023Mediumhttps://aon.io/3WkH9jT
December 2022GovernancePilot for senior job seekersMediumhttps://aon.io/3UBDxZl
July 2022Social security changeBill amending the General Old Age Pensions Act and the Social Insurance Financing ActMediumhttps://aon.io/3AL4X8N
April 2022State pension reformPension reformMediumhttps://aon.io/3EuS2b4
May 2022GovernanceConsultation on pension scheme amendmentsMediumhttps://aon.io/3LKtxsp
NorwayJanuary 2023Taxation / Social security changeSocial Security contributionsMediumhttps://aon.io/3GlE2BY
October 2022TaxationBudget Bill (Prop 1 LS (2022–2023)Mediumhttps://aon.io/3zi33ey
May 2022Taxation / Social security changeNew rules for mandatory occupational pension schemesMediumhttps://aon.io/3Gi6BPX
PolandMarch 2023Pension plan benefitsIncrease in pension benefitsMediumhttps://aon.io/3yXpGo5
March 2023Taxation / Social security changeTax relief for working seniorsMediumhttps://aon.io/3ldlKvU
January 2023Social security changeMaximum social security base for 2023Mediumhttps://aon.io/3XTg3AV
January 2023Pension plan benefitsKey rules for automatic re-enrollment in the Employee Capital Plan (PPK)Mediumhttps://aon.io/3VKThKj
July 2022GovernanceAdditional annual cash benefit for pensionersMediumhttps://aon.io/3yYcjEP
May 2022GovernanceAmendment to the Act on bridging pensionsMediumhttps://aon.io/3wlUwVo
PortugalJanuary 2023Taxation / Social security changeNew withholding tax rates for salaries and pensionsMediumhttps://aon.io/3VKTnl9
December 2022Retirement ageChange in retirement ageHighhttps://aon.io/3UUVNxc
RomaniaAugust 2022Taxation / Social security changeFiscal code amendedMediumhttps://aon.io/3SkctOl
SerbiaJanuary 2023Taxation / Social security change2023 Budget ProposalsMediumhttps://aon.io/3VKTwoH
December 2022Social security changeConsultation on bill to amend law on mandatory social insurance contributionsHighhttps://aon.io/3UzVXdc
SlovakiaMarch 2023Pension plan benefitsAmendments to Labor Code for PensionsMediumhttps://aon.io/3ytvipv
March 2023GovernanceChanges to Labor Code regarding social insuranceMediumhttps://aon.io/3ytvipv
April 2022State pension reformProposed amendment to the Social Insurance ActMediumhttps://aon.io/3Lf76fH
SloveniaMarch 2023Taxation / Social security changeAverage rate of tax and social contributionsMediumhttps://aon.io/3LPmgeJ
SpainFebruary 2023Social security changeNew measures to alleviate inflationMediumhttps://aon.io/3lADrp4
January 2023Taxation / Social security changeTax measures in 2023 BudgetMediumhttps://aon.io/3QKASwd
September 2022State pension reformLaw 12/2022 of 30 June regulating the promotion of employment pension plansMediumhttps://aon.io/3wHNdso
May 2022Taxation / Social security changeProposed tax measures for occupational pension plansMediumhttps://aon.io/3ypbPaV
SwedenMarch 2023Retirement ageRetirement ages and standard agesMediumhttps://aon.io/3Jo8ZYI
December 2022State pension reform2023 income pension increaseMediumhttps://aon.io/3HbbFIA
December 2022State pension reformLevel of the guaranteed pension increasedMediumhttps://aon.io/3VRPyeg
October 2022State pension reformGuaranteed pension terminatedMediumhttps://aon.io/3ennRtL
July 2022GovernancePremium pension programMediumhttps://aon.io/3IT53xs
June 2022Retirement ageIncrease in age limitsMediumhttps://aon.io/3Hqjus7
June 2022GovernanceProposal to improve pension systemMediumhttps://aon.io/3xRU0AA
May 2022Governance2022 Spring Amending BudgetMediumhttps://aon.io/3MKW1TO
SwitzerlandMarch 2023State pension reformOccupational pensions (BVG)Mediumhttps://aon.io/3zfNYtm
November 2022Pension plan benefitsSupplementary financing of Old-Age and Survivors' Insurance (OASI) and amending the Federal Act on Old-Age and Survivors' InsuranceMediumhttps://aon.io/3DVs0h4
October 2022Risk managementMinimum audit and reporting requirementsMediumhttps://aon.io/3Cq88Cj
July 2022Taxation / Social security changeProposal increase the federal deductions for insurance premiumsMediumhttps://aon.io/3yZ3URy
UkraineApril 2022State pension reformPension amounts in case of loss of breadwinnerMediumhttps://aon.io/3jDIG2U
United KingdomMarch 2023Taxation / Social security changeLifetime AllowanceHighhttps://aon.io/42tBL1P
March 2023Taxation / Social security changeSpring Budget 2023Mediumhttps://aon.io/42CMmaO
March 2023Retirement agePensions (Extension of Automatic Enrolment) (No. 2) BillMediumhttps://aon.io/40lSZMM
March 2023Pension plan benefitsNational Insurance deadline extendedMediumhttps://aon.io/40Lrr3A
March 2023GovernanceExtra time for pensions dashboardsMediumhttps://aon.io/3Z98eHC
March 2023TaxationSpring Finance Bill 2023Mediumhttps://aon.io/3zdn9WM
March 2023GovernanceMonthly corporate update for February 2023Mediumhttps://aon.io/3kuLZ0J
March 2023GovernanceConsultation on common Value For Money (VFM) framework for all workplace Defined Contribution (DC) schemesMediumhttps://aon.io/3IknBGN
March 2023DC changeDepartment for Work and Pensions issues call for evidence on small potsMediumhttps://aon.io/3IknBGN
March 2023Investment policyGovernment response on broadening the investment opportunities of defined contribution pension schemesMediumhttps://aon.io/3IknBGN
February 2023GovernanceRetained European Union (EU) Law (Revocation and Reform) BillMediumhttps://aon.io/3jhgQxc
February 2023GovernanceDepartment for Work and Pensions consults on broadening Collective Defined Contribution (CDC) provisionMediumhttps://aon.io/3IknBGN
February 2023GovernanceGovernment response to report of the Work and Pensions CommitteeMediumhttps://aon.io/41bFIHL
February 2023Social security changePensions and Lifetime Savings Association (PLSA) updates Retirement Living StandardsMediumhttps://aon.io/3krp6Lk
February 2023GovernanceHis Majesty's Revenue and Customs (HMRC) publishes Pension Schemes Newsletter 146Mediumhttps://aon.io/3lADst8
February 2023GovernanceBank of England outlines measures for Liability Driven Investment (LDI) marketMediumhttps://aon.io/41v3izt
February 2023GovernancePensions Regulator issues guidance statement on supporting defined contribution saversMediumhttps://aon.io/3YThRe6
February 2023Investment policyPensions Regulator blog on supporting good member outcomesMediumhttps://aon.io/3jhgOFA
January 2023GovernanceAutumn StatementHighhttps://aon.io/3GF7HaE
January 2023GovernancePensions Regulator consults on pension dashboards compliance and enforcementMediumhttps://aon.io/3VLgImF
January 2023Investment policyJoint scam warningMediumhttps://aon.io/3X61Hg6
January 2023GovernancePensions Regulator outlines progress on equality, diversity, and inclusion (EDI)Mediumhttps://aon.io/3WZaIs5
January 2023GovernancePensions Regulator publishes statement on liability driven investment (LDI)Mediumhttps://aon.io/3VIoj5s
January 2023Social security changePension Protection Fund confirms levy proposals for 2023/24Mediumhttps://aon.io/3XSIvTF
January 2023GovernancePensions Regulator consults on Defined Benefit scheme funding and regulatory approachHighhttps://aon.io/3XSIuz5
January 2023Risk managementFinancial Policy Committee (FPC) recommends regulatory action on Liability Driven InvestmentMediumhttps://aon.io/3Dh4hbN
December 2022Taxation / Social security changeAutumn Statement 2022 tax measuresHighhttps://aon.io/3VYjrcK
December 2022GovernancePensions dashboards – final regulationsHighhttps://aon.io/3UpoP7W
December 2022Social security changeSocial security benefitsMediumhttps://aon.io/3UVroP6
December 2022GovernanceWork and Pensions Committee's final report on pension freedomsMediumhttps://aon.io/3UC8VqO
December 2022Social security changeUpdated guidance on social security abroadMediumhttps://aon.io/3UPytRm
December 2022GovernancePensions Regulator update on its enforcement powersMediumhttps://aon.io/3AUTov1
December 2022GovernancePensions Regulator publishes Equality, Diversity & Inclusion action planMediumhttps://aon.io/3gDWVas
December 2022GovernancePensions Regulator’s 2021 Defined Benefit (DB) SurveyMediumhttps://aon.io/3UBNGFi
December 2022GovernanceNew actuarial standard for money purchase illustrationsMediumhttps://aon.io/3H9ZSKB
December 2022Investment policyDepartment for Work and Pensions (DWP) consults on broadening Defined Contribution (DC) investment opportunitiesMediumhttps://aon.io/3h0UaQG
November 2022GovernanceGrowth Plan 2022Mediumhttps://aon.io/3sR8D3Q
November 2022GovernanceHis Majesty's Revenue and Customs (HMRC) publishes Pension Schemes Newsletter 144Mediumhttps://aon.io/3hJ2eFy
November 2022Social security changeHealth and Social Care Levy (Repeal) Act 2022 updateMediumhttps://aon.io/3UkusVr
November 2022GovernanceTimescale for new Defined Benefit (DB) funding codeHighhttps://aon.io/3sLPmRr
November 2022GovernancePensions Regulator's blog on mergers and acquisitionsMediumhttps://aon.io/3UifY8k
September 2022GovernanceHis Majesty's Revenue and Customs (HMRC) publishes Pension Schemes Newsletter 142Mediumhttps://aon.io/3xHGKxZ
October 2022Social security changePension Protection Fund's funding review and levy consultationMediumhttps://aon.io/3FkeB4C
October 2022GovernancePensions Regulator's warning on automatic enrolmentMediumhttps://aon.io/3g3C1ko
October 2022Taxation / Social security changeHis Majesty's Revenue and Customs (HMRC) publishes Pension Schemes Newsletter 143Mediumhttps://aon.io/3CKntNX
October 2022GovernanceThe Pensions Regulator (TPR) warns employers to ensure compliance with Automatic Enrolment (AE) dutiesMediumhttps://aon.io/3g3C1ko
October 2022Investment policyPensions Regulator's statement on liquidityHighhttps://aon.io/3N2TTYZ
October 2022GovernancePensions Administration Standards Association (PASA) publishes Defined Contribution (DC) Transfers guidanceMediumhttps://aon.io/3N9BHwW
September 2022GovernancePension Protection Fund publishes blog on future leviesMediumhttps://aon.io/3ecMWar
September 2022GovernancePensions Regulator publishes blog on sponsor refinancingMediumhttps://aon.io/3AD0e7J
August 2022Risk managementPensions Regulator publishes new scam prevention strategyMediumhttps://aon.io/3KdCjzS
August 2022State pension reformAdult Disability PaymentMediumhttps://aon.io/3Khs1Pj
August 2022GovernanceDepartment for Work and Pensions (DWP) response on social factors and pension scheme investmentMediumhttps://aon.io/3Kj6Xb9
August 2022Investment policyDepartment for Work and Pensions (DWP) consults on draft Defined Benefit (DB) scheme funding regulationsHighhttps://aon.io/3KdzKht
August 2022GovernanceInstitute and Faculty of Actuaries (IFoA) thematic review of corporate pensions adviceMediumhttps://aon.io/3dRhoq9
August 2022GovernancePrivate Members' Bill regarding pensions dashboards legislationMediumhttps://aon.io/3Qn66bo
August 2022GovernanceSmall Pots Co-ordination Group reportMediumhttps://aon.io/3Sm0mjW
July 2022GovernancePensions Regulator publishes Corporate PlanHighhttps://aon.io/3PFqhBg
July 2022GovernanceTask Force on Climate-related Financial Disclosures - trustee reportingHighhttps://aon.io/3JblzZu
July 2022GovernanceCompetition and Markets Authority Order - Department for Work and Pensions (DWP) regulations publishedMediumhttps://aon.io/2LIfho7
July 2022GovernanceDepartment for Work and Pensions issues further consultation on pensions dashboardsHighhttps://aon.io/3zKhrwR
July 2022GovernanceSociety of Pension Professionals guide to evaluating impact of ESG risks on employer covenantMediumhttps://aon.io/3J4AuoF
July 2022Taxation / Social security changeClass 1 National Insurance contributionsMediumhttps://aon.io/35hick0
July 2022GovernanceFeedback statement on value for money in defined contribution pensions publishedMediumhttps://aon.io/3IGtTR2
June 2022GovernanceCollective Defined Contribution (CDC) Code of Practice finalisedMediumhttps://aon.io/3NbOblX
April 2022GovernanceDepartment for Work and Pensions (DWP) proposals on Defined Contribution (DC) investment and consolidationMediumhttps://aon.io/37LSy87
April 2022Taxation / Social security changeChancelor's 2022 Spring StatementMediumhttps://aon.io/3NQ3wKl
June 2022GovernanceHer Majesty's Revenue and Customs (HMRC) publishes Pension Schemes Newsletter 139Mediumhttps://aon.io/3NRW4Op
June 2022GovernancePensions Administration Standards Association (PASA) issues cybercrime checklistMediumhttps://aon.io/38ZGtNG
June 2022Governance"Stronger nudge" to pensions guidanceMediumhttps://aon.io/3I96FSm
May 2022GovernancePensions Regulator publishes Annual Funding StatementMediumhttps://aon.io/3wG4jqK
May 2022GovernanceHer Majesty's Revenue and Customs (HMRC) publishes Pension Schemes Newsletter 138Mediumhttps://aon.io/39TfkMD
May 2022State pension reformGuaranteed Minimum Pensions (GMP) conversion Bill enactedMediumhttps://aon.io/3MDYCzf
April 2022Pension plan benefitsPayment of net pay top-ups now expected in 2026/27Mediumhttps://aon.io/3jSObLl
April 2022Social security changeGovernment commits to reinstating state pension triple lockMediumhttps://aon.io/38qRp6m
June 2022GovernanceRetail Prices Index legal challenge to be heard in JuneHighhttps://aon.io/3ADjZvy
May 2022GovernancePensions Administration Standards Association publishes Good Practice Guidance on Defined Benefit transfersMediumhttps://aon.io/3PsadmR
June 2022Investment policyDepartment for Work and Pensions consults on decumulationMediumhttps://aon.io/3HYRLyK

 

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