Credit Solutions
In today’s economic climate, companies operating on credit terms face mounting pressure. With rising concerns over unexpected bad debt, it’s more important than ever to have a clear understanding of your credit risk exposure—and to ensure your balance sheet and cash flow are well protected. Robust credit risk management is not just a safeguard; it’s a strategic enabler of sustainable growth.
For businesses with international presence, inconsistent credit management practices can create blind spots—leaving you vulnerable to customer defaults or politically sensitive markets.
That’s where Aon Trade Credit comes in. It’s a comprehensive solution designed to help companies navigate these challenges with confidence, providing the insights and protection needed to manage risk and drive growth.
Delivering Value
Aon’s market-leading Trade Credit team provides independent, expert advice on credit insurance solutions. With deep technical expertise in credit risk evaluation, we specialise in the design, placement, servicing and claims management of tailored credit insurance programmes.
Credit insurance protects your business against the risk of non-payment of trade receivables. Optional cover for political and pre-credit risks can also be included—giving you the confidence to trade on credit terms, even in uncertain economic environments.
Benefits of Trade Credit
- Safeguards your financials
Protects your profit & loss account and balance sheet from the risk of customer non-payment.
- Unlocks financing opportunities
Enhances access to competitive financing and working capital from banks and financial institutions.
- Strengthens credit governance
Supports your credit management processes and reinforces corporate governance best practices.
- Enables confident market expansion
Provides security when entering new or higher-risk markets, empowering exporters to grow with confidence.
- Delivers actionable customer insights
Offers valuable intelligence through real-time company and economic analysis from credit risk specialists.
Our Services
We provide a comprehensive, one-stop solution for all your credit risk protection needs–tailored to businesses of any size and across all sectors. Our offerings include:
- Credit Insurance – Protection against non-payment risk for businesses of all sizes
- Top-Up Cover – Supplementing existing credit limits for key customers
- Customer Insight & Intelligence – Access to real-time data and analysis from credit risk experts
- Debt Collection Services – Professional support to recover outstanding receivables efficiently, and cost-effectively
- Bond & Surety Solutions – Supporting contractual and financial obligations
- Political Risk Insurance – Safeguarding against losses from political instability
- Captive Management – Expert guidance in setting up and managing captive insurance structures to help reduce insurance costs, retain risk efficiently, and enhance control over your insurance programme.