A best-in-class property risk control and asset protection program must go beyond hazard and risk identification, and include a keen awareness of changing codes and regulations, innovative risk mitigation strategies, property and business interruption values, and the complementary role of fire protection engineering. Further, proactive property risk management approaches take a broader view of the total cost of risk (TCOR), including property and business interruption valuations, business continuity management, and the impact of natural catastrophe exposures.

Advances in technology are changing the physical world around us, creating new challenges – and opportunities – in property protection and risk control. In kind, risk managers are revisiting their property risk control and asset protection strategies, leveraging new technologies for new solutions to both existing and emerging risks.

Aon integrates risk control and engineering services to provide one of the most comprehensive suites of services available. Our resources and global capabilities include a team of highly experienced loss control consultants, a dedicated natural catastrophe risk analysis team, a fire protection engineering practice, valuation resources and an award-winning property risk control database. Our talented consultants, combined with mobile apps and aerial solutions, such as drones, are creating a Digital Property Profile to meet today’s needs for risk control and property broking.

• Aon assists clients with property risk mitigation, as well as identifying and advocating a host of challenges and concerns, helping to:
• Identify the organization’s key risks, and solutions to minimize loss expectancy
• Communicate risk improvement strategies to operating companies and locations
• Develop and manage a budget for risk improvement capital expenditures
• Accurately assess maximum foreseeable losses to support risk retention decisions
• Avoid the implementation of recommendations that are cost-inefficient
• Produce risk information of a high quality to ensure the support of underwriting markets
• Use and manage vendors and insurer resources effectively
• Monitor the impact of new legislation and regulation globally
• Embrace and use innovative fire protection engineering and security solutions
• Bring in best-in-class resources to tackle specific and unique risks
• Provide comprehensive management information on all facets of the risk control program 

Pre-Loss Solutions through Technology and Innovation

All Aon property risk control services leverage a “digital property profile”, an innovation-first approach, which delivers services that incorporate new marketplace technologies ranging from mobile and online apps,  Aon dRisk application, as well as new aerial technologies such as drones.
 

Service Delivery – dRisk Database

Aon Property Risk Control leverages dRisk to deliver customized, risk consulting solutions and collaboration via the secure internet-based platform, providing recommendation and impairment tracking, economic evaluation of risk control and engineering issues, consistent survey reports, risk rating methodologies and access to valuable management information. We partner with clients to use this interactive database to manage:
 

• Work assignment management tool
• Database-generated report writer
• Client portal
• Service tracker
• Recommendation tracker – automated follow-ups
• Data depository (including diagrams, plan reviews, documentation, etc.)
• Data & Analytics generator
• Impairment monitoring tool
• Client Service Instructions

Digital Property Platform

At Aon, we are leading the industry with our Digital Property Platform, an innovation-first approach, which delivers services that incorporate new marketplace technologies ranging from our Digital Risk Database (dRisk), mobile forms, to other digital media, such as drones, 360 cameras, and satellite imagery. We have used drones to gather underwriting information, and to create videos for underwriting submissions, not to mention using them in the post-loss environment to document losses. Impact on Demand is a property claims tool that we use to visualize sums insured that are at risk in catastrophic events, and to guide our Rapid Response team for the purpose of providing claims triage services. Regarding Internet of Things (IoT), we have strategic relationships with sensor companies such as Safehub, which provides real-time structural health monitoring for seismically exposed buildings.
 

A Leader in Pre-Loss Property

Whether you are modifying your property portfolio through the construction of a new building, occupying an existing facility, building an addition, or just modifying a space, it is imperative that changes are discussed at the earliest stages. From pre-loss site surveys, code compliance and fire inspection to implementation of leading technologies to drive property risk control, Aon offers solutions to enhance protection, minimize cost, and ensure flexibility. We have a continuum of loss control and engineering services that interact to provide the most comprehensive suite of services available throughout the world.