1000+
We have brought together more than 1,000 analytics professionals across the firm to present clients with an integrated view of risks.
Risk Capital
Making Better Risk Decisions
A Volatile, Interconnected World
Our world is becoming increasingly unpredictable. Businesses and communities are facing a rapidly evolving range of interconnected risks such as cyber and climate. Our clients require a new way to understand, mitigate and transfer volatility in fundamental areas like property and casualty risk. Our Risk Capital advisors bring the breadth of our expertise, relationships and analytics to unlock capital, which we access across markets, geographies and a variety of financial instruments to help organizations grow.
Enabling Better Decisions
Through our Commercial Risk and Reinsurance capabilities, we help clients make better risk decisions by:
- Quantifying risks
- Accessing capital with risk transfer options
- Protecting people and property
- Navigating climate-related risks
- Elevating risk knowledge to the board
Risk Capital
Broking and Risk Transfer (22)
22 Solutions
We assist clients with their insurance buying decisions, aiming to optimise the balance of risk transfer and retention financing through valuation and analysis.
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Actuarial and Analytics
Aon leverages advanced analytics, modeling and quantification expertise for clients and service our clients through reserving, collateral advisory and analysis, loss cost and actuarial benchmarking.
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Alternative Risk Transfer Solutions
Alternative risk transfer solutions play an increasingly important role in corporate risk strategies. As organizations face increased complexity driven by evolving and interconnected risks, alternative risk transfer solutions can be a creative way to approach risk finance and risk transfer.
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Art Insurance
Insurance for Art and Jewelry - standard solutions are not enough. We provide tailor-made concepts – based on precise risk analysis, independent valuation, and objective product comparison. This ensures your exclusive assets are optimally protected.
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Liability Insurance
Commercial casualty insurance generally refers to a broad range of insurance coverages that protect a business against liability claims that involve property damage to others, loss of property, and injury.
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Commercial Surety
Today’s competitive landscape, coupled with a volatile economic outlook, demands surety programme certainty and sustainability. An efficient bond programme can enhance corporate liquidity and maximise working capital.
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Construction Insurance
Aon provides insurance coverages required by developers or contractors taking a construction project from inception to completion, including contractors all risks, delay in start up, public liability/ non-negligence, terrorism, employers liability and professional indemnity.
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Credit Solutions
Credit solutions, including trade credit insurance, political risk insurance and surety services are critical tools for companies developing sustainable growth strategies.
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Crisis Management
Aon’s Global Crisis Solutions team helps organisations prepare for crisis events involving people, property and products by providing consultative risk mitigation and placement strategies.
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Cyber Insurance
Cyber insurance is critical to an organisation’s overall cyber risk management strategy. It is intended to provide organisations with better protection against the financial risk posed by cyber security threats such as ransomware and data breaches.
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Directors' and Officers' Liability Insurance
Aon helps corporations and public companies design and implement directors’ and officers’ (D&O) insurance that fits their business with the broadest coverage available.
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Employment Practices Liability Insurance
Employment practices liability insurance addresses specialised liability risks arising from actual or alleged wrongdoing at work, including wrongful termination or constructive discharge, sexual and non-sexual harassment, discrimination and employment-related negligent hiring.
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Enterprise Risk Management
Enterprise Risk Management (ERM) is a structured approach that helps organizations identify, assess, and manage risks comprehensively.
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Environmental Insurance
Aon’s environmental specialists take a multidisciplinary approach, incorporating engineering, underwriting and claims support to help identify exposures and assess potential environmental liabilities
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Errors and Omissions Liability Insurance
Errors and omission liability insurance (also known as professional liability and sometimes professional indemnity) is a client-facing liability risk impacting service providers.
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Fidelity and Crime Insurance
Aon provides fidelity and crime insurance, which protects organisations against direct loss from dishonest or fraudulent acts committed by their employees.
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Financial Lines and Professional Services
Our Financial Lines and Professional Services practice supports the provision of key specialty insurance products across multiple industries and provides industry-specific risk and human capital solutions for professional service firms.
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Mergers and Acquisitions
Explore Aon's mergers and acquisitions (M&A) capabilities in more detail.
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Motor Insurance
Tailor-made insurance solutions for your vehicle fleet – independent of insurers and leasing companies.
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Parametric Insurance
Explore how Aon’s parametric insurance solutions can offer an alternative to traditional indemnity and help manage your total cost of risk using data-driven model
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Pension Trustee Liability (PTL)
Liability insurance for board members and fund managers of occupational benefits institutions.
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Property Insurance
A proactive approach to property risk management integrates a complete view of an organisation’s financial foundation and risk appetite while considering key market dynamics.
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Transport Insurance
The steadily increasing global trade leads to continuously growing flows of goods. A tailored insurance concept ensures that all goods and their movements are insured worldwide.
- Actuarial and Analytics
- Alternative Risk Transfer Solutions
- Art Insurance
- Liability Insurance
- Commercial Surety
- Construction Insurance
- Credit Solutions
- Crisis Management
- Cyber Insurance
- Directors' and Officers' Liability Insurance
- Employment Practices Liability Insurance
- Enterprise Risk Management
- Environmental Insurance
- Errors and Omissions Liability Insurance
- Fidelity and Crime Insurance
- Financial Lines and Professional Services
- Mergers and Acquisitions
- Motor Insurance
- Parametric Insurance
- Pension Trustee Liability (PTL)
- Property Insurance
- Transport Insurance
Claims Management (2)
2 Solutions
Accelerate the resolution of your insurance claim via our claim advocacy and claim preparation services.
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Claims Advocacy
Leverage our data, insights and specialist resources to improve your organisation's claims management strategy. We'll partner to tackle high-exposure claims, improve claims performance and reduce your total cost of risk.
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Claims Preparation
Claim preparation is the complete process of quantifying, organising and substantiating a claim in a loss event. It involves developing the optimal methodology to quantify loss and compiling evidence of a provable business loss.
Reinsurance (5)
5 Solutions
Delivering exceptional value to insurance companies through actionable insights and innovative solutions that help achieve strategic goals.
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Analytics
We deliver advanced reinsurance analytics, including actuarial analysis, ERM, catastrophe modeling, and portfolio optimization. Our proprietary tools and Impact Forecasting models enable insurers to quantify risk, anticipate losses, and make confident capital decisions.
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Client Service and Reinsurance
Our efficient reinsurance client service team is based in Switzerland and is designed to meet your needs anytime, anywhere in the world.
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Facultative Reinsurance
As the world’s leading reinsurance broker, we offer alternative coverage options that create growth opportunities without exposing you to excessive volatility in individual underwriting results.
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Life Reinsurance
Combining local expertise, sharp market insights, and advanced modelling to help life, accident, and health insurers review, structure, and optimize reinsurance - empowering better control of profit volatility and capital strategies.
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Treaty Reinsurance
Treaty reinsurance aligns with your underwriting and capital objectives, enabling more efficient management of premium growth, return on capital, and rating agency requirements.
Risk Management (9)
9 Solutions
Building risk resilience is crucial in today’s rapidly evolving, interconnected landscape.
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Business Continuity Management
Business continuity management helps organisations build operational resilience by identifying potential threats and working to mitigate them, safeguarding a business against disruptions and helping to ensure operations can continue without interruption.
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Liability Risk Management
Liability insurance generally refers to a broad range of casualty insurance coverages that protect a business against liability claims that involve property damage to others, loss of property, and injury.
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Claims Preparation
Claims preparation is the complete process of quantifying, organising and substantiating a claim in a loss event. It involves developing the optimal methodology to quantify loss and compiling evidence of a provable business loss.
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Climate Risk Advisory
Modeling the financial impact of climate risk helps organisations navigate physical and transition risks to build resilience and harness opportunity.
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Cyber Risk Consulting
Aon helps clients effectively manage their full risk lifecycle with the goal of maintaining sustainable cyber resilience.
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Property Risk Management
A proactive approach to property risk management integrates a complete view of an organisation’s financial foundation and risk appetite while considering key market dynamics.
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Risk Financing
The core objective of a risk financing strategy is finding a balance between risk retention, risk management and risk transfer that suits an organisation’s risk appetite.
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Risk Financing Analytics
Risk Financing Analytics helps organisations instantly and confidently evaluate different approaches to risk, identify the most efficient insurance programs and make better data-driven decisions – optimising the balance between risk tolerance and risk transfer decisions.
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Supply Chain Risk Management
Supply chains are complex ecosystems and their complexity keeps increasing. At the same time, the risk landscape is ever more interconnected and the challenges posed by intangible risks are on the rise. We help you to navigate supply chain risk management.
With the access to the world’s leading insurers and capital markets, we use our global capability to deliver locally relevant solutions
Actionable Analytical Insights
We leverage data, tools tobetter inform clients of evolving risks and build innovative capital solutions for our clients — from traditional cover like insurance and facultative reinsurance to alternative risk transfer solutions like parametrics and captives.
We have extensive experience in delivering analytical insights and capital to insurers, which manage the most complex risks and some of the largest balance sheets in the world. By investing and scaling our industry expertise and connections, more clients can reap the benefits, as we apply these Risk Capital capabilities to our corporate clients to drive enhanced value.
Our comprehensive risk and modelling data also means insurers and investors have a greater understanding of risk — which increases their confidence and appetite for further investment to bring in more capital into the industry.
Integrated Expertise Across Today’s Risk and People Issues
At Aon, we’ve been on a decade-plus journey to connect our global capabilities, so we can address our clients’ top priorities more effectively. Through our global expertise across two key areas of need ― Risk Capital and Human Capital ― our clients are better advised within, and across, their risk and people strategies.
By providing products and capabilities that help clients address their interconnected needs, our Risk Capital and Human Capital colleagues use the firm’s data-driven insights and solutions to enable organizations to make better business decisions and prepare them for the future.
Global Expertise, Locally Relevant Solutions
Our client advisors take an enterprise mindset to leverage our global capabilities and deliver solutions tailored to your industry and region. With the access to the world’s leading insurers and capital markets, we work with clients, wherever they are based, to give them the clarity and confidence they need to protect and grow their business.
