United Kingdom

Demographic Horizons™ Studio

The Demographic Horizons™ Studio is an innovative web-based tool, provided to Aon’s most sophisticated clients (principally insurers and reinsurers) to enable them to access Aon’s postcode-based mortality model and dependants model.

The Studio approach makes it easier for clients with users in multiple locations to work seamlessly across different data protection jurisdictions. Because the Studio holds information about the location of each user, it is possible to ensure that personal data (required to run the models) is available only to those with ring-fenced access. This is illustrated in the diagram below.

The Demographic Horizons™ Studio does not just allow users to access Aon’s tools in a cost-effective and responsive way. It also means that users can calibrate their own models to Aon’s combined databank, combined with their own data and rating factors, without requiring that they are first mapped. The structure of the Studio means that none of the client’s data or factors are exposed to any Aon associates.

Accessing the Demographic Horizons™ modelling framework via the Studio also allows users to run cross-validation of their models on a per pension plan basis, which is a necessary step to test the predictive power of any model.

For more information on the Demographic Horizons™ Studio, please contact Tim Gordon or any member of the Demographic Horizons™ team.