Terrorism Risk Management

Terrorism Risk Management

Aons unique approach to counter terrorism risk management combines crisis consulting and risk transfer expertise to ensure you have the most appropriate and cost effective programme in place.

An attack not only on, but near your premises could result in human casualties, property damage, business interruption, legal liability issues and long term damage to brand and reputation.

Terrorist attacks are now regarded as a foreseeable risk. In today s litigious society, businesses need to ensure corporate governance and duty of care responsibilities are integral to their crisis management strategy.

Stand-alone terrorism and/or political violence insurance is available for property damage and/or business interruption losses as well as legal liability.

Bespoke wordings

Aons market leading insurance wordings ensure you receive the widest and most appropriate cover available and best in class terms and conditions.

The stand-alone terrorism market can offer coverage against terrorism and political violence including:

  • Sabotage and terrorism
  • Strikes and/or riots and/or civil commotion SRCC
  • Malicious damage
  • Insurrection, revolution and rebellion
  • Mutiny and/or coup d etat
  • War and/or civil war
  • Liability

Our wordings are regularly reviewed and updated by our global broking experts and in house claims team to ensure contract certainty and alignment with changes in the terrorism and political violence risk landscape. 

Tailor made terrorism facilities

Responding to clients needs, Aon has developed terrorism insurance facilities to provide the most cost effective programme while still maintaining broad cover and contract certainty.

The facilities ensure you have the flexibility to choose the limits and locations you wish to cover, often reducing your premium spend and ensuring cover meets your specific needs.

Scientific approach to quantifying risk

Aons innovative approach to quantifying and qualifying your exposure provides an accurate indication of Probable Maximum Loss (PML) following an explosive attack. This can be done in relation to property damage as well as the potential human cost. Our consultants can also provide recommendations to help you reduce your PML.

A property damage PML provides a scientific analysis of financial exposure and facilitates more accurate representation of risk to the insurance market enabling negotiation of the most appropriate and cost effective risk transfer programme. A human vulnerability PML helps you manage your life and other related covers.


Contact Aon's Terrorism Risk Management Specialists: