Retirement & Investment

Decisions concerning retirement plans are critical, complex, and long-lasting. As particularly evidenced by the uproar of 2008, these decisions can have serious impacts on your organization’s income, balance sheet, and cash flow. Aon in Canada provides actuarial, administration, plan design and funding, and investment consulting services to 350+ clients across Canada, totalling $77+ billion in assets, offering sage counsel, innovative solutions, and a customized approach to integrating the asset and liability sides of your plan.

Actuarial Defined Benefit Plan

Large organization or small, private or public, our goal remains the same – to develop and maintain an effective retirement plan that will help you achieve your retirement plan objectives from conception through to maintenance, conversion, or wind-up. Our services include plan design; valuations; conversions; wind-ups; record keeping and benefit payment services; member disclosure statements and reporting; and regulatory reporting and compliance.

Defined Contribution / Hybrid Plans

We will help you to:

• Ensure your plan design is aligned with your cost parameters and organizational goals;
• Monitor and improve investment offerings;
• Mitigate fiduciary risk through a well-documented process;
• Achieve an optimal relationship between your vendor’s cost and services; and
• Maximize employee engagement to enhance attraction and retention of top talent.

Executive Benefits

Almost three-quarters of the respondents in our recent Employee Benefit survey that had SERPs have a Defined Benefit SERP -- while the popularity of DB plans has waned, most supplementary arrangements (SERPs) still use a DB format. Our depth in defined benefits and our experience with SERPs will help you ensure your SERP is attractive, effective, and sustainable.

Investment Consulting

Our full suite of investment consulting services addresses risk through four lenses: operational, asset-liability, market, and active. We provide expert, independent, unbiased counsel in objective-setting, asset-liability modeling, strategic asset mix, investment manager structure, and performance monitoring. Our wealth of global investment research and resources allows us to provide our clients with a level of service that few firms can match.