Aon Plaintiff Protect

We offer a variety of premium options for class actions. Premiums can be:

• Fully contingent and only payable on the successful outcome of the case
• Paid and contingent, whereby there is a non-refundable paid premium on inception of the case and a further contingent premium to be paid on successful conclusion of the case
• The premium can simply be paid in full from the outset of your case

Premiums will vary and are related to the individual risk of the particular action at hand. For both our “fully contingent” and “paid and contingent” options above, we can put rebates in place should your case settle prior to trial.

Recent times have seen a surge of both class action activity and mass tort claims in Canada. Our Aon Plaintiff Protect team has placed insurance for complex class actions across the country, and has global access to the leading insurance markets for class action litigation.

Aon Plaintiff Protect can be utilized for a variety of commercial litigation cases, including, but not limited to, professional negligence, contractual disputes, debt recovery, employment disputes, intellectual property, and estate contestation.

We offer a variety of premium options for commercial litigation. Premiums can be:

• Fully contingent and only payable on the successful outcome of the case
• Paid and contingent, whereby there is a non-refundable paid premium on inception of the case and a further contingent premium to be paid on successful conclusion of your case
• The premium can simply be paid in full from the outset of your case

For both our “fully contingent” and “paid and contingent” options above, we can put rebates in place should your case settle prior to trial. Premiums are rated according to individual risk and will be at their lowest in the early stages of a case when there is a higher probability of settlement.

Medical malpractice cases carry a higher risk for insurers in comparison to personal injury claims. Most doctors subject to a medical malpractice claim are defended by the Canadian Medical Protection Association, which has plentiful resources for defending prolonged legal battles. Medical malpractice victims therefore face substantial challenges in securing fair compensation for their injuries.

However, insurers’ willingness to underwrite these cases is growing and Aon has fostered strong relationships with the insurers operating in this space, with available limits ranging from $50,000 to $250,000.

Premiums are typically flat rated and priced at the application stage with insurers requiring information on the lawyer’s previous medical malpractice experience and performance. In return for an increased spread of risk, insurers are offering competitive premiums where medical malpractice is a specialty of the firm or lawyer.

The premium is only payable on successful conclusion of your case; if your case is lost at trial, abandoned or discontinued, the premium is waived.

• The policy provides a $100,000 limit of insurance as standard coverage per case, with higher limits available
• Neither Aon nor the insurer has input into how you run your case
• The policy can be used as security for costs, giving you an increased ability to defend applications for security
• Coverage provides protection for Rule 49 and interlocutory costs orders made against your client

Aon Plaintiff Protect can be utilized for a variety of personal injury cases, including MVA, non-MVA, and slip and falls. Unlike APP for commercial litigation, medical malpractice, and class actions, APP for personal injury cannot be applied for on a case-by-case basis.