Aon’s Environmental Risk Group can analyze, quantify, mitigate, and transfer your company’s risks to deliver insurance solutions tailored to your business. With expertise in the areas of environmental engineering, law, underwriting and claims support, we provide unparalleled service to our clients.
Identifying environmental risk exposures is the first step in the risk management process. Our specialists are able to assist clients in recognizing environmental risk exposures by preparing Environmental Risk Profiles. From here clients can prioritize the range of environmental risks requiring a focused response.
We provide training and education through structured seminars or written works to help clients stay on top of emerging environmental issues such as mould/bacterial agents, sustainability, climate change along with other provincial and federal regulatory changes.
Our in-house legal expertise enables us to understand the intricacies of contracts, and consequently, the assumption of environmental risk and liability they may hold. As part of our advisory role, we ensure clients understand their full spectrum of liability and then we identify where they are insured, underinsured or outright self insuring risk. In this capacity we review a myriad of client contracts including but not limited to Purchase and Sale Agreements, lease agreements, and vendor/service contracts.
The most important aspect of this business is managing the loss when it occurs. Our claims and legal specialists work with both the client and the carrier to ensure that coverage terms are followed and that claims are properly and quickly resolved.
Once the risks have been identified, analyzed and prioritized, a well tailored insurance program is a key component of the overall risk management strategy. Our team has experience across product lines and industry sectors to ensure innovative and competitive solutions to address a range of environmental risks including both First Party balance sheet protection and Third Party liabilities.
We can provide you with the specialized expertise needed to understand your exposure and how it impacts your financial objectives.