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Cyber Attack or Data Breach
Cyber attacks are, and will remain, a top risk across all geographies and industry sectors. All leaders need a cyber game plan.
Industry Overview
Insurance
Embracing Future Risks While Navigating Volatility and Optimising Capital
Forward-thinking insurance companies propel our economy by protecting businesses, communities and governments, and in a world of rapidly evolving risks, insurers need to be agile and adaptable to remain relevant to their customers. To stay competitive, insurers increasingly need to embrace technology, data and analytics to improve efficiency and deliver value—while remaining attractive as employers to entice the best talent.
To navigate volatility, ranging from climate change to economic headwinds, insurers need to delve deep into understanding and mitigating risks by enhancing their view of risk. Data, tools and analytics must complement and shape risk transfer to help protect and grow their businesses.
This is where capital can provide a bridge between innovation and investment. Finding the right balance to optimise capital requires strategic decision-making to support growth and enhance both sides of the balance sheet. To meet these societal demands while delivering profitability, this requires more efficient, flexible and resilient enterprise structures to drive strong financial health.
Now more than ever, insurers require more holistic services and global insight to better understand and address their strategic, multi-faceted business needs across growth, capital, operational efficiency and talent. Aon supports insurance industry clients with more relevant and impactful insight and solutions to meet their strategic goals and make better business decisions.
Top 5 Current Risks
According to our latest Global Risk Management Survey, the biggest risks facing the Insurance industry include:
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Insights for Insurers
Explore the latest impactful insights to help you make better business decisions.
More Insights
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Article
Navigating Risk in Insurance: Turning Complexity into Competitive Advantage
Aon’s Global Risk Management Survey shows insurers face a convergence of risks — cyber, climate and geopolitical volatility — that demand strategic resilience, sharper underwriting and innovation to stay relevant in a shifting landscape.
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Report
2026 Climate and Catastrophe Insight
Climate change is intensifying global natural disasters. How can organisations build resilience and anticipate trends to stay relevant while protecting people and property?
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Report
2025 Future of Total Rewards Study
Organisations are entering a new era of total rewards – one defined by the need to deliver greater value to both the business and the workforce.
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Report
Reinsurance Market Dynamics
Record capital and a benign hurricane season set the stage for fierce competition at January 1, driven by rising third‑party appetite for insurance risk.
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Article 8 mins
An Insurer Roadmap for Navigating the Energy Transition
The energy landscape is rapidly changing, presenting the re/insurance industry a unique opportunity to facilitate the transition to a sustainable economic model.
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Article 7 mins
Why Organisations Need a Robust Directors and Officers Risk Programme
A variety of growing risks, including shareholder derivative actions, an evolving regulatory environment and bankruptcy filings, are why public and private organisations must protect their corporate directors and officers.
