Retirement

We use our innovative tools combined with deep expertise to customize a retirement program that is designed to unlock full potential for you and your employees’ needs.

We want to bridge the gap between now and the future by helping you ensure that your program design, funding options and accounting strategies are aligned with your business objectives.

We are refining the way you understand, identify and manage risk and return within your programs. We've done the work and offer tools that drive better management.

Our Longevity Model gives you superior understanding of your employees' life expectancies based on location, one of the most reliable predictors of life expectancy, and help you address long-term plan risks. First of its kind in Canada, this tool is in partnership with our Longevity Datapool Service to offer you in-depth mortality and benchmarking data specific to your plan so that you can focus on better managing risk. We recognize good data helps reduce risk and create responsible risk management strategies—we are taking steps to help you wherever we can.

Risk Analyzer combines investment and actuarial expertise that transforms your understanding of how real time market movements impact your funded status and a way to model better future outcomes. This integrated tool pairs data and best-in-class analytics and empowers you for improved decision-making and risk management.

Sustainable plans, your way. We can help build a plan giving you choices to blend features that maximize sustainability in an ever-changing environment.

Our global network of shared knowledge, resources and tools allows us to help you design and execute a successful global strategy, from effective benefits design and global mobility arrangements to the governance of financial and operational decision-making on a local, regional and multinational scale.

We know that defined contribution plans represent a more appropriate solution for some employers. With these plans though, there are new risks, so we look at your business standards as well as the needs of your workforce and decide what elements are needed to design a plan that optimizes risk for everyone.

Our global team of consultants focus on helping you make informed investment decisions. What you can expect from us: extensive knowledge, experience and research to build a tailored strategy that balances risk and reward.

We cover the regulated pension industry in depth and guide you to make sure you understand how the legal requirements impact your business and strike the best balance between your business goals and potential risks.

We are focused on helping you ensure that you are executing all the important tasks to comply with applicable regulations and to more effectively run your retirement programs. We bring you expertise and experience to help target better outcomes through improved governance.

We deliver defined benefit retirement benefits to your employees so that they can be well-informed and well-equipped to make better decisions. We have streamlined the process for you to be assured that all the components are in place—compliance, service, and resources—to adhere to your needs as well as your employees.