White Papers
We've been in the benefits industry for many years, so as you can imagine, we know a thing or two about employee benefits. And we want to share that knowledge with you. So we've launched a new series of whitepapers to help you focus on some of the key issues in the employee benefits industry today.
Improving Employee Resilience
August 2015
Improving employee resilience requires a strategic and sustained campaign rooted in the collective wellbeing needs of the workforce, says Charles Alberts, Senior Consultant at Aon Employee Benefits.
The July Budget - more change, more complexity for pensions
July 2015
The 8th July Budget covered a wide range of issues. Here is a summary of the pension and benefit related ones.
The July Budget - employee benefit changes and implications for flexible benefits
July 2015
The most significant budget implications in the employee benefits space were pension related, including the new consultation on the future pensions taxation landscape. However, this briefing focusses on other employee benefit changes from last week's Budget and their implications for employers. We also cover recent developments for tax free childcare.
Changes to pension tax relief
July 2015
In the 2015 Summer Budget, the government announced yet another reduction to the tax relief available on pension savings, this time targeting individuals earning more than £150,000 per year. Proposed changes to the Lifetime Allowance, announced in the March Budget, were also confirmed.
Lifetime Allowance Budget 2015
March 2015
As part of the 2015 Budget, the government announced yet another reduction in the tax relief available on pension savings.
In-depth guide to retirement and pension changes produced by Aon Employee Benefits and Reward Guide
March 2015
Pensions auto-enrolment might have seemed like change enough for the employee benefits world. However, the transformations to retirement savings announced in the 2014 Budget has given both the pensions industry and employers an entire new set of requirements to comply with by the ambitious deadline of April 2015. In this guide to retirement choices and the new pensions rules, Reward, in association with Aon Employee Benefits, highlights key changes that HR directors need to be aware of, and what that means in terms of working practices.
April 2015 Freedom & Choice: Guidance Guarantee - Latest Developments
February 2015
Following the new retirement options offered under the April 2015 Freedom and Choice announcement, George Osborne declared his intention that everyone should have access to free guidance to help them make sense of their options at retirement. HM Treasury has announced that this new guidance service will be branded as, 'Pension wise: Your money. Your choice'. The consumer-facing, impartial organisations; The Pensions Advisory Service and Citizens Advice had previously been named as delivery partners. The latest Treasury update summarises developments so far, and provides some further details of how the service will operate.
Aon Hewitt 2015 Global Medical Trend Rate
December 2014
Aon Hewitt is pleased to present the results of its 2015 survey of medical trend rates from around the world.
The Future of DC Pensions
November 2014
Get an overview of the key challenges facing the pensions industry, find out how the changes will affect you and learn how we can help.
Landmark EAT case on Holiday Pay
November 2014
As identified in our Summer 2014 client briefing, UK law was again judged to be at odds with European legislation, this time in respect of holiday pay.
The future of reward management
September 2014
What can we hope for from the future of reward? In our complex, fast-changing benefits world, the time has come to adopt the 'smart power' approach. Hear about the smart reward concept, and how it can revolutionise your benefit strategy, from our resident total reward expert, Duncan Brown, in our latest reward whitepaper.
Are you prepared for your auto-enrolment obligations?
August 2014
By now, you would have heard a lot about auto-enrolment, buy in reality, do you understand what your employer obligations are and the steps you need to take to be compliant with The Pensions Regulator. Read our free guide to make sure you have every base covered and avoid those costly fines and penalties
Auto-enrolment guide
July 2014
Read our essential guide to find out what auto-enrolment is, why it's happening, and who it effects.
How might the events from 2013 influence your benefits strategy in 2014?
March 2014
2013 was a year of massive change in the employee benefits world with auto-enrolment well and truly kicking off, new policies coming into place and the progression of new technologies showing no signs of stopping. In this whitepaper we capture the most important events of 2013 and how they'll shape your 2014.
Auto enrolment: do your employees' personal pensions qualify?
January 2014
Are you approaching your auto-enrolment staging date? Do you have staff members whose own pension arrangements you pay into? The whitepaper looks at the issues around using these individual pensions to fulfil your auto-enrolment obligations, and when they may/may not be compliant.
The OFT workplace pension report: more changes ahead?
January 2013
The Office of Fair Trading (OFT) has recently completed a report into the value and costs in workplace pensions. Download this whitepaper to read about some of the changes, how we believe they'll impact organisations, and how you can ensure you remain auto-enrolment compliant.
Lessons from the big boys: getting auto-enrolment right in an SME market
December 2013
Between now and 2018 every business has to crack on with auto-enrolment. But, despite all the build-up, many large companies still discovered surprises. Download this whitepaper to read the lessons we learned that can help ensure your auto-enrolment implementation is as smooth as possible.
Portal and expertise help auto-enrolment task
February 2013
Tapping into efficient technology and expert advice can help employers meet the challenges of implementing auto-enrolment, from the viewpoint of Clare Abrahams, Lorica's Head of Auto-enrolment.
Pensions, auto-enrolment and RDR: who ordered all these extras anyway?
November 2012
The impact of the retail distribution review from Lorica's corporate pensions expert, James Biggs.
Retirement Planning
Retirement income is one of the most important parts of financial planning. To get you started on this journey, we have developed three guides, each of which focuses on a key stage. Read more.
Employee Mindset Study
Aon’s Employee Mindset Study explores the preferences and attitudes of Irish employees, towards total rewards, employee benefits and financial wellbeing and how well their employers are meeting their expectations in this respect. Read more.