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Terrorism Insurance and Risk Management

Terrorism Insurance and Risk Management

In an increasingly complex world terrorism insurance and risk management has never been more important for organizations to protect their interests. Global extremists aim for sensational destruction and loss of life, and give no warnings. Domestic groups in many countries are becoming more sophisticated. And you do not have to be the intended target-even an attack near your facilities could result in human casualties, property damage, business interruption, relocation costs, long-term damage to reputation and loss of public confidence.

Understanding the risk

Many organizations insure against terrorism without fully understanding the risk or their exposure. Aon’s expert terrorism insurance and risk management team has developed a unique approach to terrorism risk management. We combine threat and vulnerability assessments, terrorism risk modeling and incident management planning with the most appropriate and cost-effective insurance solution.

Key benefits of Aon’s terrorism Insurance and risk management services

  • Gain a real understanding of your risk and accurately quantify your financial exposure
  • Identify where and how you can protect your supply chain, reduce potential liability, guard against business interruption, and strengthen your resilience and duty of care
  • Make informed and justifiable decisions about terrorism insurance and risk management
  • Protect your assets with the most appropriate and cost effective terrorism insurance program so you are neither over- nor under-insured

Leading expertise

Aon’s terrorism insurance and risk management consulting team comprises former military, intelligence and security service personnel, including individuals who have attended and dealt with more than 1,000 actual terrorist incidents. Our terrorism insurance and risk management team has worked with senior government officials in matters relating to counterterrorism legislation, and has led the way with innovative terrorism insurance solutions and terrorism risk management policy design.

The Aon difference

Our terrorism insurance broking teams provide a flexible approach. We offer full value or first loss policies, single country or global cover, difference in condition (DIC) wrapping around government pools, full US captive “wraps” and third-party, public and employers’ liability. Aon can provide blended cover from a single market to include the related threats of kidnap for ransom, extortion and political violence-ensuring a seamless solution with no policy ”gaps” and maximum premium efficiencies.

Terrorism threat map

Aon produces an annual Terrorism Threat Map. To register to receive a copy of the map, please visit www.aon.com/terrorismmap.

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