Aside from the financial protection provided by Plaintiff Protect, the existence of this insurance alone increases your negotiation strength - by sending a clear message that a licensed insurer has reviewed the case and considers it to have a strong prospect of success.
Educating your client on the availability of Plaintiff Protect represents the highest level of client duty of care, while also lowering the likelihood of professional liability.
The risk of a professional liability may not only arise if a client is not informed of the availability of this insurance, but also where a lawyer only recommends the insurance once a case has advanced nearer to trial, leading to a far higher premium than would have initially been agreed, or no coverage at all.
- Neither Aon nor the insurer has input into how you run your case
- The policy can be used as security for costs, giving you an increased ability to defend applications for security
- The policy provides Rule 49 (Ontario Rules of Civil Procedure) and Rule 9-1 (B.C. Supreme Court Rules) protection for your client; any costs imposed on your client under Rule 49 or Rule 9-1 for failure to accept a reasonable offer will be covered
- The policy provides protection for interlocutory costs orders made against your client
- The premium may be recoverable in Ontario, if your client’s case is successful (In the case of Armstrong v Lakeridge Resort Ltd., the plaintiff was successful in recovering the premium of their after-the-event policy from the defendant and the case is yet to be appealed or overturned)
Explore Our Solutions & Services
More
Aon’s Professional Services Practice unites colleagues in all regions around the world to provide specialist solutions dedicated
solely to law, accounting, consulting and design & construction firms.
More
In addition to insurance solutions, our teams create value by providing a range of additional services.
-
Loss Prevention
Helping clients to identify and minimize liability and professional risks
-
Risk Management Information
A suite of services to provide our clients with up to date information on the global risk environments in which they operate
-
Claims Advocacy and Resolution
Using our knowledge and leverage to our clients’ benefit to ensure effective claims handling and resolution
More
Plaintiff Protect provides financial security for both law firms and their clients.
About Aon | Professional Services