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Commercial Referral Program

Commercial Referral Program

This program is available for businesses seeking to review their current commercial insurance program. Our risk appetite has expanded to accommodate and cater to Canadian entrepreneurs. Aon's referral program now offers a comprehensive commercial package policy for small and medium-sized businesses. At Aon, we have an in-depth understanding of the risk profile and the coverage needed during the life cycle of a business. If you or your clients are looking to review your current commercial insurance program with Aon, submit an online referral today.

Package highlights include:

  • Focus in three broad business segments including business and professional services, contractors, and retailers
  • Wide risk appetite with ability to tailor coverage
  • Quick turnaround times
  • Added coverage options for flood, earthquake, and sewer backup
  • Competitive Pricing
  • 24/7 claims team and reporting

Eligibility Criteria

  • No minimum premium required
  • Revenue up to $5M for most trades*
  • Up to 5 locations*
  • Favorable loss history
  • Minimum of 3 years in operations or related experience*
  • Submit an online referral

*For risks outside of this range, please contact to your local WFG Champion


  • General Liability
  • Property
  • Business income
  • Business interruption
  • Commercial Automobile
  • Crime
  • Cyber and Privacy Liability
  • Directors & Offices Liability
  • Errors & Omissions Liability
  • Equipment Breakdown
  • Fiduciary Liability
  • Inland Marine
  • Other Aon products available upon request

Types of businesses to refer:

  • Business and Professional services - general, financial, industrial, healthcare, fitness, information technology, bookkeepers, consultants, engineers, architects, etc.
  • Retail
  • Commercial buildings, residential rental properties/buildings, and condominium corporations
  • Dry cleaners
  • Grocery stores
  • Garages and gas stations
  • Restaurants and hospitality - (less than 35% liquor sales)
  • Bakeries
  • Salons/spas
  • General contractors - residential or commercial
  • Commercial auto fleets (5+ vehicles)
  • Non-profits and associations
  • Manufacturing/wholesale
  • Sports teams

Types of businesses to decline:

  • Food trucks, hot dog vendors
  • Taxi, limousine services
  • Adult entertainment venues

How to refer your client

Option 1: Submit Referrals Online

Complete a simple referral form online to book in your client and we will contact them via phone directly.

Option 2: Call to speak with a broker

If urgent assistance required, client can contact our dedicated broker team direct at 1.877.766.9069 and provide your WFG advisors code.


  • Renewal must be at least 60 days out
  • Allow up to 5 business days to assign and contact your client
  • Remind your client to check their email for a communication from Aon - application forms will be sent via email