PathWise

A Changing Landscape for Life and Annuity Re/insurers

Life and annuity re/insurers face increasing pressure to manage growing modeling complexity, comply with evolving regulation, and deliver faster, decision-ready insight. Traditional actuarial processes, often reliant on disconnected tools and manual workflows, can make it difficult to respond with speed and confidence. As decision-making becomes more continuous, organizations need to: 

• Balance growth, risk, and capital in a volatile environment
• Meet complex regulatory and financial reporting standards, such as IFRS 17, US GAAP and STAT, Bermuda, and other global capital regimes
• Support sophisticated pricing, hedging, asset liability management (ALM), and capital optimization decisions
• Deliver reliable projections and valuations at scale and on tight timelines

At the same time, organizations are looking to embed advanced analytics and AI into their workflows, while maintaining strong governance, transparency, and control. This is driving demand for a more integrated approach to actuarial modeling, balance sheet analytics and decision-making. 

PathWise: Enterprise Actuarial Modeling and Operations Platform

PathWise is an Enterprise Actuarial Modeling and Operations Platform for life and annuity balance sheet reporting and analytics. It connects modeling, workflow, data, and governance to deliver real-time, mission-critical balance sheet information for regulatory reporting, risk management, pricing, and more. Insurers trust PathWise to deliver needed insights with the confidence required to make intelligent, informed business decisions.

Underpinned by GPU-native performance and designed for seamless automation, PathWise enables complex actuarial analysis to be completed in minutes rather than days. This helps organisations move from periodic modeling processes towards more responsive balance sheet reporting and decision-making.  

AI-enabled capabilities support model development, maintenance, analysis and operational workflows. PathWise provides a governed environment for human and AI activity, helping actuarial teams increase productivity whilst retaining transparency, auditability and control. 

Since inception, PathWise has been developed and optimized for the actuarial modeling use case. The GPU-native model architecture has been refined and optimized for over a decade to deliver unmatched efficiency for modeling solutions.  With AI, the design, actuarial content, and technology advantages of PathWise are being amplified with intelligence to drive additional productivity gains, efficiency, and advanced insights.

To Find Out More

To explore how PathWise can help your organization:

• Modernize actuarial modeling and operations  
• Accelerate balance sheet reporting and analytics
• Improve automation, governance, and operational efficiency
• Enable stronger capital, risk, and product decisions

Connect with Aon’s Life Solutions specialists to discuss your priorities and next steps.