Retirement Legal Consulting & Compliance Update

Retirement Legal Consulting & Compliance Update
Fourth Quarter - 2026

Retirement Legal Consulting & Compliance Update

Quarterly insights to help plan sponsors navigate evolving retirement, fiduciary, and regulatory challenges.

Aon’s Retirement Legal Consulting & Compliance Quarterly Update summarizes key legal, regulatory, and litigation developments affecting qualified retirement plans. Designed for plan sponsors and fiduciaries, the Quarterly Update offers practical insights to help organizations manage compliance obligations, strengthen plan governance and fiduciary processes, evaluate plan design considerations, and make informed decisions for plan participants and beneficiaries.

 

Key Insights Include:

  1. Pension risk strategies continue to evolve.
    Growing interest in annuity buy-ins gives defined benefit plan sponsors another way to manage investment and longevity risk while preserving flexibility around future plan termination decisions.
  2. Regulatory developments are creating new opportunities and operational considerations.
    Proposed Trump Account regulations provide greater clarity for employers, while new Treasury and IRS guidance points toward a more standardized, technology-enabled approach to retirement plan rollovers.
  3. Governance remains central to managing retirement plan risk.
    Developments involving nonqualified plans, participant data, plan forfeitures, and ongoing litigation reinforce the importance of clear plan terms, thoughtful oversight, and well-documented fiduciary processes.
  4. Retirement readiness is about more than savings.
    New research highlights the importance of planning, education, and meaningful participant support in helping employees prepare for retirement and improving long-term outcomes.
  5. Year-end is an important checkpoint for plan sponsors.
    Practical considerations spanning key year-end compliance obligations and administrative priorities that employers, plan sponsors, and plan fiduciaries should address to prepare for 2027.

If you would like to discuss how these recent legal, regulatory, and plan governance developments may affect your retirement programs, please contact the Aon Retirement Legal Consulting & Compliance Group for additional guidance and perspective.

 

Retirement Legal Consulting & Compliance Update

Fourth Quarter – 2026

Download the Retirement Legal Consulting & Compliance Update

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