Pooled Employer Plans (PEPs)

The SECURE Act encourages employers from all industries and sizes to band together and offer a new defined contribution plan: pooled employer plan (PEP).

With the passing of the SECURE Act, employers will no longer need to sponsor their own individual 401(k) plan. A better solution is now possible if employers pool resources together. Joining a pooled retirement plan with other employers will increase efficiency, reduce risks, and create better outcomes for participants.


PEPs Offer Advantages to Employers and Employees

Pooled retirement plans can help lower fees and improve retirement outcomes for employees, provide better governance for plan fiduciaries, and streamline administration for HR.


Aon PEP Ecosystem

We believe PEPs will transform the retirement landscape, similar to how 401(k) plans transformed the pension landscape 40 years ago. We look forward to navigating this new territory with you. Reach out to an Aon retirement consultant to learn more.

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