Property Market Dynamics Report

Property Market Dynamics Report
Q3 2025

Property Market Dynamics Report

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Aon's Commercial Property Market Report and Insights

Leveraging proprietary Aon data, Aon’s Property Market Dynamics Report captures the state of the insurance industry with a focus on changes in rates, limits, deductibles/retentions, coverage, capacity, losses, as well as Aon Global Broking Centre updates. In the Q3 2025 edition, Aon analysts leverage Aon proprietary data to look at the dynamics behind an ongoing softening rate environment in the U.S. property market. The report also includes updated Atlantic Basin Hurricane forecasts, wildfire predictions and strategies to employ in Q3 2025 program renewals.

High-Level Synopsis

The average Property rate change for Q2 2025 is -12.62%, down from -8.52% in Q1 2025.

  • -12.6

    The average Property rate change for Q2 2025 is -12.62%, down from -8.52% in Q1 2025

  • -16.4

    Shared and layered accounts decreased to -16.41%

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