Aon’s approach to counter terrorism risk management combines crisis consulting and risk transfer expertise to ensure you have the most appropriate and cost-effective programme in place.

An attack not only on, but near your premises, can result in human casualties, property damage, business interruption, legal liability issues and long-term damage to brand and reputation.

Terrorist attacks are now regarded as a foreseeable risk. In today’s litigious society, businesses need to ensure corporate governance and duty of care responsibilities are integral to their crisis management strategy.

Stand-alone terrorism and/or political violence insurance is available for property damage and/or business interruption losses as well as legal liability.

Bespoke wordings

Aon’s market-leading wordings help clients to secure appropriate coverage, coupled with best in class terms and conditions.

The stand-alone terrorism market can offer coverage against terrorism and political violence including:

  • Sabotage and terrorism
  • Strikes and/or riots and/or civil commotion
  • Malicious damage
  • Insurrection, revolution and rebellion
  • Mutiny and/or coup d’etat
  • War and/or civil war
  • Liability

Our wordings are regularly reviewed and updated by our broking and in-house claims team to ensure contract certainty and alignment with changes in the terrorism and political violence risk landscape.

Tailor-made terrorism facilities

Responding to clients’ needs, Aon has developed terrorism insurance facilities to provide cost-effective programme while maintaining broad cover and contract certainty.

The facilities mean you have the flexibility to choose the limits and locations you wish to cover, often reducing your premium spend and ensuring cover meets your specific needs.

Scientific approach to quantifying risk

Aon’s approach to quantifying and qualifying your exposure provides an accurate indication of Probable Maximum Loss (PML) following an explosive attack. This can be done in relation to property damage as well as the potential human cost. Our consultants can also provide recommendations to help you reduce your PML.

A property damage PML provides a scientific analysis of financial exposure and facilitates more accurate representation of risk to the insurance market – enabling negotiation of the most appropriate and cost-effective risk transfer programme. A human vulnerability PML helps you manage your life and other related covers.

Risk management

Aon’s risk management tools help you monitor threat activities and trends. We provide free access to Terrorism Tracker – a database housing detailed information of global terrorist plots and incidents, which allows users to perform customised searches by region, industry, perpetrator group and type of attack.

We also publish a free monthly Terrorism Tracker newsletter which provides valuable analysis on the implications of current issues for global businesses.

Aon also produces an annual Terrorism & Political Violence Map. To register to receive a copy of the map, or access an online version, please visit http://www.aon.com/2018-political-risk-terrorism-and-political-violence-maps/index.html.


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