Voluntary Employee Benefits

Voluntary Employee Benefits

Learn how your organization can benefit from voluntary employee benefits. 

What are Voluntary Benefits?

Voluntary benefits offer valuable coverage for health and care, financial wellbeing and personal protection. Voluntary benefits can help offset out-of-pocket medical costs, fill in the gaps in the event of death or disability, or protect from identity theft or legal vulnerability. A well-rounded benefit offering cannot be complete without additional health, life, disability and financial portfolio products. Aon’s Consumer Benefit Solutions provides employees convenient access to purchase valuable coverage through a trusted source while improving the employer's overall healthcare strategy.

Why are Voluntary Benefits Important? 

A foundational driver for employee satisfaction is pay and benefits. As competition for talent increases, competitive benefits become a main factor for attracting and retaining talent. Voluntary benefits have become an integral component of an employer’s benefits package. They improve the benefit offering with no direct cost, help employees offset increasing healthcare costs, give employees the ability to customize their protection, and financially assist employees with direct and indirect medical expenses. All of these result in improvements in employee retention.


of organizations indicate that offering voluntary benefits is the best way to address affordability of healthcare.

Source: Aon's Health Survey, 2022

Examples of Voluntary Benefit Offerings

  • Health and Care

    Accident, critical illness, hospital indemnity, caregiver solutions and pet insurance

  • Financial Wellbeing

    Permanent life with long-term care, individual short-term disability, employee discount purchasing programs and student loan assistance

How Aon Can Help

  • Better Benefits Strategy

    Aon’s proprietary value-based plan analysis weighs price, plan design and population health when recommending which products to implement. We compare a variety of factors to accurately assess your plan’s competitiveness and identify areas for improved coverage and cost.

    Aon’s best-in-class selection of products, providers and services will effectively align with and support your organization’s human resources and benefits strategies and goals.

  • Better Broking

    As the market leader in the voluntary benefits space, Aon is constantly first to market with innovative, industry-shaping ideas and solutions. Aon has a Structured Portfolio Solutions (SPS) panel for voluntary benefits product portfolios that is unique to the industry. Carriers are thoroughly vetted and have committed to market-leading coverage enhancements, terms, and conditions, thereby offering greater value exclusively for Aon clients and their participating employees. Aon’s streamlined broking process provides clients with an efficient analysis of available carriers and coverage options.

  • Better Year-Round Support

    Aon’s Everyday Premium Administration platform makes it easy for our clients to offer a suite of voluntary benefits by managing the ongoing administration and premium reconciliation. Our one-call concierge solution supports employee education on voluntary plans, assists with enrollments, answers any questions, makes changes to existing policies and assists with claims processing.

  • Better Education and Enrollment

    In addition to providing desired supplemental benefit options to employees, Aon can help employers implement effective education and enrollment strategies for all employee benefits to serve diverse, multi-generational employee populations – ensuring employees make confident benefit decisions.


of organizations indicate that offering voluntary benefits expands benefit flexibility and choice.

Source: Aon's Health Survey, 2022

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Talk to Our Team

Are you ready to learn how your organization can benefit from voluntary employee benefits?