Reinsurance Solutions: Accident, Health and Life (AHL)

Accident, Health and Life (AHL)

From evolving healthcare systems and low interest rates to increasing regulatory requirements and unpredictable catastrophic events, Accident, Health and Life re/insurers across the globe face a breadth of challenges. This is coupled by the need to grow in a competitive environment and deliver relevant products to customers via InsurTech opportunities.

While being your reinsurance advocate has traditionally and will continue to be at the heart of our capabilities, our Accident, Health and Life practice group is passionate about developing long-term relationships to help clients navigate these opportunities and achieve their broader business goals.

Whether you are looking to profitably grow your business, understand and effectively manage your risks, or develop an effective capital strategy to embrace emerging opportunities, our global team of dedicated professionals is on hand to help.

Our differentiated offerings: 

Reinsurance advocacy
Life Reinsurance Advocacy
We translate our clients’ risk tolerance and goals into effective risk management strategies using advanced analytics, our team’s experience and, critically, access to and strong relationships with global Accident, Life & Health reinsurance and capital markets.
This arms us with the negotiating power to match each client’s objectives with optimal program design, placement and implementation.

Dedicated data and analytics
Dedicated data and analytics

Our Accident, Health & Life-specific tools and analysis enable you to turn data into actionable insights and solutions, notably via:
  • Extreme mortality and morbidity risk assessment capabilities for pandemic, plane crashes, terror, natural disasters, etc – with tools including catastrophe models from Impact Forecasting for terrorism and earthquake, plus the capital modelling platform ReMetrica for Life, Health and Pensions.
  • PathWise® platform allows businesses to harness the power of NVIDIA GPU-accelerated computing to simultaneously model assets, liabilities and scenario generators for financial reporting, risk management, new product development and hedging activities.
  • Reinsurance Optimisation Analysis to support the transaction.

Consultancy on strategic goals
Consultancy on strategic goals

The Aon Client Promise methodology enables us to understand both your near and long-term business priorities, and add value by bringing in experts from across the 50,000 colleague network to help you respond to changing market dynamics.

Expertise includes: Product innovation, distribution innovation, M&A, asset/investment strategies, regulatory advice (IFRS, Solvency II, BCAR), rating agency capital requirements.

Our experience and product expertise includes individual and group accident, managed care organizations, self-funded health programs, health and life reinsurance, captives, surplus relief, financing of new business and in-force block dispositions.

How can you bring your portfolio to Life?


Aon's Reinsurance Solutions business is part of Aon UK Limited which is authorised and regulated by the Financial Conduct Authority. FPA #12846