Human Resources
Employer Health and Benefits Consulting

Employer Health and Benefits Consulting


As health care costs continue to rise, and legislative and economic changes alter the benefit landscape, employers are seeking innovative and cost-efficient employee benefits solutions. Employers must continue their laser-focus on near-term cost management, including strong vendor management and sound design and cost sharing tactics. At the same time, employers seek to change the longer-term cost curve by addressing employee health, lifestyle choices and productivity. Aon’s health and benefits consulting practice works with employers to develop customized benefits plans that drive engagement, promote responsibility and accountability, help participants manage health risk and chronic conditions, and reduce absence.

Holistic Health Management Solutions

Health care management fosters improved and holistic changes in your employees’ health and productivity through well-thought-out intervention, reduced hospitalizations, and decreased accumulated lifestyle risks. We deliver a turn-key solution. We have the consulting expertise and administrative resources to plan, design, execute and deliver your health benefits strategy. Our actuarial, medical, clinical, and legal expertise and influence with national carriers enable us to help you manage health care costs through a combination of approaches, including continued cost shifting and tougher negotiations with health plans.

An Approach Focused on Driving Change

Our data-driven approach identifies employee disease prevalence and savings opportunities, and our clinicians design interventions, assess program success and identify opportunities to improve clinical outcomes. Experienced actuaries devise employee incentive programs that encourage more participation, drive changes in employee behavior and measure the program’s return on investment.

Industry-Leading Technology and Tools

Our benefit consultants provide industry-leading, integrated data warehousing services to help you address issues across the health benefits management spectrum:

  • Measurement and benchmarking
  • Audit services across medical claims, disability, pharmacy and medical management vendors
  • Government regulations and compliance
  • Health and productivity
  • Health plan performance
  • Purchasing efficiencies

Clients have access to our proprietary vendor RFI database, client-centric RFP process, predictive modeling technology—DxCG—for identification of high-risk members, customized survey tools to assess employee interest and readiness to change lifestyles and targeted employee communication templates.

Practiced and Proven Resources

Our Health and Benefits team includes more than 900 actuaries, physicians, clinicians, pharmacists, attorneys and consultants with health and productivity, data analytics, and health and welfare expertise.

Our portfolio of more than 5,000 clients includes large and mid-market employers in both the public and private sectors. We also team with Aon’s award-winning communication and health and welfare consultants to bring a comprehensive array of global and U.S. health solutions to clients, including:

Health and Benefits Consulting Services Solutions

  • Health care benefits (health, dental, vision, etc.) program development and management
  • Absence, disability and leave
  • Elective benefits
  • Actuarial
  • Compliance
  • Pharmacy
  • Clinical/Health management
  • Coalition purchasing group
  • Special risk
  • Claim audits
  • Global coverage

Planning and Strategy

  • Comprehensive strategic planning session
  • Wellness cultural readiness assessment
  • Root causes and avoidable claims cost analysis
  • Employee and executive data gathering
  • Benchmarking
  • Health risk or diabetes risk studies
  • Networks discount and fee benchmarking
  • Provider quality analysis
  • On-site or near-site clinic feasibility analysis

Design and Pricing

  • Vendor renewals/selecting RFP’s and negotiation
  • Benefit design and cost modeling
  • Adverse selection/migration analysis
  • Annual benefit budget creation/funding analysis and options
  • Health improvement and productivity analysis
  • Reserve and IBNR calculations
  • Employee contribution development/impact analysis
  • Incentive cost/benefit analysis (ROI)
  • FAS 106 calculations
  • Rx Compliance/PBM effectiveness
  • Dependent eligibility audits

Execution and Delivery

  • Communication strategy planning
  • Vendor summit
  • Vendor integration and enrollment coordination
  • Vendor/plan change implementation management
  • Vendor contract/compliance review
  • Retiree drug subsidy

Ongoing Measurement

  • Vendor performance objectives and measures
  • Annual 5500 form completion
  • Nondiscrimination testing/oversight/pre-testing
  • Facilitation of vendor stewardship meetings
  • Data warehouse data optimization mining and reporting
  • Performance reviews (claim and clinical audits)
  • Ongoing experience monitoring and reporting
  • Scorecards/dashboard creation and monitoring
  • Compliance review
  • Disability and absence management

For more information about Aon health and benefits consulting services and solutions, please contact us.

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