Health and Benefits Consulting
Our Approach
Aon’s employee benefits consulting empowers organizations to manage costs, mitigate risks, and enhance employee wellbeing. Using data-driven strategies, our solutions support health and engagement while ensuring compliance with evolving regulations. By focusing on sustainable, people-first approaches, we help employers address rising healthcare costs, reduce compliance risks and optimize workforce performance for better business outcomes.
Improve the Impact of Employee Benefits
From Innovation to Impact
Aon’s dedicated advisors create practical solutions to help employers navigate current challenges and future opportunities, from rising healthcare costs and pharmacy coverage, to chronic conditions and the use of AI.
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Q
How can a benefits consultant help employers manage healthcare costs?
Employers are dealing with the biggest jump in healthcare costs in years, but 65% of surveyed organizations aren’t sure what to do next. (Source: Aon’s 2025 Annual Health Survey) Aon goes deeper to uncover what truly drives healthcare costs. Using advanced analytics, we identify emerging cost patterns, predict over half of future high‑cost claimants and design targeted solutions for at‑risk populations. We assess plan and network performance to pinpoint opportunities for better clinical outcomes and evaluate benefit partners to ensure every program delivers strong ROI and meaningful employee value.
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How can employers navigate the frequent regulatory changes in their benefits programs?
Managing health benefits today means operating in an increasingly complex regulatory environment – one where requirements vary across countries, states and even local jurisdictions. Aon helps organizations stay ahead of these changes by providing the compliance tools, audits and legal guidance needed to reduce risk, protect employees and remain fully compliant.
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Q
How are actuarial analytics used differently in benefits strategies?
Actuarial analytics help provide data‑driven insight into the long-term financial sustainability of your benefits program. By translating complex data into decision‑support insights, Aon helps employers make more informed benefits choices designed to support program goals and employee needs.
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Strategy and Design
Build smart health and benefits strategies and design programs that deliver lasting impact in a changing market. By leveraging market benchmarking and employee feedback, Aon creates benefits strategies are not only cost-effective but also competitive and inclusive. This holistic approach helps organizations attract and retain top talent in a dynamic labour market.
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Actuarial and Analytics
Aon builds a benefits strategy and plan design tailored to the unique needs of your organization and workforce. We start by analyzing your population’s health, utilization patterns, demographics and emerging risks to understand what truly drives cost, experience and outcomes. Our plan design approach adapts to the realities of your people, offering stronger structures, more targeted programs, and partner choices that reflect how your workforce lives, works and engages with their benefits. The result is a benefits strategy and plan design built specifically for your population, delivering relevance, value, and long‑term stability in a rapidly changing market.
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Employee Engagement and Communication
Boost engagement and utilization with strategies that make employees feel seen, supported and empowered, while guiding them to the most beneficial options for their unique needs. We integrate time-away programs, voluntary benefits and enrollment support with health equity principles, employee sensing and wellbeing strategies to create a seamless experience that drives meaningful participation.
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Clinical Management and Care Delivery
Improve clinical outcomes and reduce costs by addressing key health challenges and guiding individuals to the right care. Powered by deep clinical consulting experience, advanced medical and pharmacy analytics, and strategic oversight, our team drives delivery system transformation and provides tools to support care that is effective, efficient and aligned with organizational goals.
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Pharmacy
Pharmaceuticals have become one of the primary drivers of rising healthcare costs, and employers are facing new pressures as breakthrough therapies—especially fast‑growing categories like weight‑loss and metabolic drugs—reshape both short‑ and long‑term spend. Aon helps you navigate these shifts with a pharmaceutical strategy grounded in data, clinical insight and financial modeling.
We work with you to understand the specific needs of your population, evaluate the budget impact of emerging drug classes and assess scenarios that account for both near‑term utilization and long‑term health outcomes. With this holistic view, Aon supports employers in making informed, sustainable decisions that balance access, affordability and clinical effectiveness.
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Benefits Compliance
Confidently manage regulatory challenges with our specialized support. We offer compliance consulting, assess the impact of leave laws, and provide guidance in fiduciary governance and risk management. Our services also include prescription drug data reporting and mental health parity testing, equipping your organization to maintain compliance and proactively address evolving requirements.
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Program Performance and Benchmarking
Benefits objectives are achieved when your strategy is built around what truly works for your employees—measured through ROI, utilization and real‑world outcomes. Aon brings disciplined oversight to your program with audits, actuarial analytics and vendor performance management that reveal what’s delivering value and what isn’t. Our delivery model is designed for accountability and continuous improvement, helping you optimize financial performance while ensuring your benefits remain relevant, accessible and impactful for your people.
