Construction and Infrastructure Insurance and Risk Management

Insurance and Risk Management

Construction and Infrastructure

Learn how your organization can benefit from construction insurance and risk management. 

Help Mitigate Construction Risk

The risks impacting the construction industry are constantly evolving. Contractors, owners, developers, engineers, architects, designers, financiers and investors face an expanding construction and infrastructure risk environment. Businesses must contend with inflation, higher financing costs, geopolitical concerns, supply chain disruptions, extreme weather, workforce shortages, cyber incidents and a changing regulatory landscape.

Aon is a global leader in providing insurance and risk management solutions within the construction and infrastructure industry. We design and place innovative risk mitigation, risk capital and alternative finance solutions to protect organizations of all sizes and complexity, empowering them to make better decisions. Our team of seasoned advisors understands the complex nature of construction projects and the significance of managing risks at an enterprise and holistic level. Using proprietary data and analytics, insights and tools to deliver the full extent of the risk capital value chain, Aon's subject matter specialists assist clients with their risk capital and human capital needs.

Industry-Specific Offerings for Construction and Infrastructure

  • Property Insurance

    Protect against accidental damage to property and/or materials on your project during construction and operations. Aon works with you to develop a strategy to minimize the impact of a potential loss event.

  • Casualty Insurance

    Protect your business against third-party claims or negligent acts or omissions resulting in bodily injury or property damage on your premises during your project during construction and operations.

  • Project Risk Advisory Services

    Form a clear understanding of project-specific risks to develop appropriate and effective risk transfer, management and/or mitigation strategies.

  • Subcontractor Default Insurance

    Get coverage for economic losses incurred by a general contractor or construction manager caused by a default of performance of their subcontractor(s).

  • Surety Bonds for Construction

    Gain financial security by using surety bonds to guarantee that contractors will perform the work and pay specified subcontractors, laborers and material suppliers.

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Navigating Construction Industry Risks

The construction industry is under pressure from interconnected risks and notable macroeconomic developments. Discover how your organization can benefit from Aon's specialists in construction and infrastructure to navigate this volatile landscape.

Why Work with Aon

Aon partners with organizations at every stage of their risk journey to help mitigate the financial impact of losses and optimize client outcomes using a collaborative approach. We advise on globally available risk capital transfer strategies. We are constantly looking to design and develop new products and solutions to help our clients manage, mitigate and/or transfer their most pressing risks. Our connected global team can help clients worldwide make decisions with clarity and confidence in a complex risk environment.

  • Wide Range of Insurance Coverage Areas

    We use broking experience and Aon’s global network to provide construction and infrastructure clients with industry-leading terms and conditions across a wide range of insurance coverage areas, including:

    • Automotive Insurance
    • Construction Property Insurance
           - Builders Risk Insurance
           - Construction All Risks Insurance
           - Erection All Risks Insurance
           - Contractors Equipment Insurance
           - Installation Floater
    • Operational Property Insurance
    • Cyber Liability Insurance
    • Employment Practices Liability Insurance
    • Pollution Liability Insurance
    • Construction Liability Insurance
           - General Liability Insurance
           - Umbrella Insurance
           - Excess Liability Insurance
    • Operational Liability Insurance
    • Contractor Controlled Insurance Program
    • Owner Controlled Insurance Program
    • Construction Professional Liability Insurance
           - Professional Liability
           - Professional Indemnity
           - Owners Protective Professional Indemnity
           - Contractors Protective Professional Indemnity
    • Surety Bonds
    • Subcontractor Default Insurance
    • Worker’s Compensation Insurance
  • Global Reach

    Aon’s global reach, experience, and resources help you to protect your project and people and grow your bottom line. Our global team of over 900 construction industry specialists offers a comprehensive, collaborative, and tailored approach. We use our relationships with global sources of risk capital to ensure we are marketing your risk to the broadest number of market participants.

  • Industry-Leading Broker

    With Aon, you can be confident about securing insurance with industry-leading terms and conditions, pricing and claims resolution. Around the globe, our experienced brokerage team leverages strong market relationships to deliver institutional knowledge of local legislation and regulations impacting contractors. Your program is customized — and optimized — for your company’s objectives, particular risks and the geographies in which you operate.

  • Client Impact and Value

    We help contractors discover innovative and efficient ways to manage risks ranging from job site injuries to equipment loss to construction defects — so they can keep projects on time and on budget.

    We help owners and developers mitigate exposures to cost overruns, delays, environmental liabilities and other hazards that can derail construction projects and operations.

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Globally, Aon has placed $4 billion in premiums for the construction and infrastructure industry.

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Are you ready to learn how your organization can benefit from construction insurance brokerage and risk management advice?