Contractors Insurance

Risk Solutions for Contractors


Aon is the leading provider of risk management and insurance solutions to large, global contractors, regional trade firms and the specialty-contracting sector. We provide brokerage service to more than 45 percent of the ENR 100 -- and more than 80 percent of our client base is in the middle market.

Optimizing Coverage

Our Construction Services Group (CSG) leverages the placement volume, broking expertise and service infrastructure of Aon to provide industry-leading terms and conditions, pricing and claims support in the infrastructure space. We provide comprehensive solutions across the range of insurance coverages vital to contractors, including:

  • Workers’ compensation
  • Property
  • Casualty
  • Contractor default
  • Residential
  • Professional Liability

We coordinate issued policies and endorsements among multiple parties, and manage for contractors the policy issuance process and training required for certificates of insurance. We also provide contract reviews and analyses as well as additional insured endorsement reviews.

Lowering the Total Cost of Risk

Our mission is to lower your Total Cost of Risk through carefully managed risk management initiatives. Central to our approach is our knowledge that risk management is not a product, but a strategic process that not only mitigates risk but also creates operational efficiency and profitable growth for our clients.

Our approach begins with a detailed analysis of your firm, including:

  • Skillfully assess your project and operations to ensure that the risk management approach and desired outcomes are well matched.
  • Identifying key business levers that drive insurance needs and costs.
  • Unearthing opportunities to improve the value of your insurance program.

Backed by this analytic understanding, we deliver a customized risk management solution, informed by Aon’s deep familiarity with local construction marketplaces and regulations in critical U.S. geographies.

Profitability, Continuity and Growth

Our services focus on supporting profitability, continuity and growth for contractors:

  • We help you optimize risk management spending, provide strategic support, create innovative risk transfer solutions and reduce cost -- transforming the risk management function into a profit center for your firm.
  • We deliver superior coverage and program design, as well as post-project support to help reduce volatility, protect your balance sheet and infuse stability throughout your operations.
  • We combine optimal risk solutions with hands-on expertise to support and drive the growth of your operations.