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Risk Informed Design
We work with developers, investors and operators to align early design decisions with insurability, long term resilience, and appeal to capital markets.
Capability Overview
Digital Infrastructure Solutions
Ready for capital, designed for resilience — allowing the world’s digital infrastructure to scale with confidence across its full lifecycle.
Digital Infrastructure Solutions
Supporting resilience, bankability and insurability for digital infrastructure projects across the globe — from concept to operation.
Data centers are no longer just the focus for real estate or IT professionals. They are vital components of the global economy — powering everything from artificial intelligence and cloud computing to financial markets and public services, all at unprecedented scale and speed.
As the value, concentration and interdependence of these projects increase, the decisions that determine whether a digital infrastructure development can secure capital, scale efficiently and remain insurable are being made far earlier.
Aon helps owners, operators, investors and developers to navigate this new reality. Through our Digital Infrastructure offering, we align risk, capital and resilience across the full data center lifecycle — enabling faster execution, stronger financing outcomes and longer term performance.
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Our Digital Infrastructure Advantage
More Than Insurance — A Digital Infrastructure Platform.
Aon brings together insurance, reinsurance and capital markets to help clients unlock capacity, reduce volatility and accelerate delivery — globally, regionally and locally. This is how we help digital infrastructure perform under stress for its stakeholders, including lenders, insurers, customers, regulators and communities.
Our approach integrates:
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Capital at Scale
Through coordinated access to insurance, reinsurance and alternative risk transfer, we unlock capacity for risks that were previously considered uninsurable.
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Advanced Analytics and Insight
Our proprietary risk, cyber and catastrophe models quantify exposures — supporting better decisions across site selection, power strategy and operational planning.
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Lifecycle Integration
Rather than fragmented placement, we deliver coordinated solutions from construction through steady state operations — reducing friction and execution risk.
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Risk, Capital and People — Designed Together
Aon brings together risk capital and human capital insight to help digital infrastructure projects perform under pressure — protecting assets, enabling people and keeping critical systems running across the full lifecycle.
Across the Digital Infrastructure Lifecycle
Integrated Solutions — From Design to Operation
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Design and Development
- Early stage risk and insurability assessments
- Alignment of site, power and layout decisions with capital requirements
- Workforce and location strategy to ensure talent availability aligns with site, power and regulatory decisions
- Strengthen credibility when dealing with lenders and rating agencies
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Construction
- Coordinated Construction All Risk coverage — from delay in start up to cyber physical risk
- Risk engineering and interface risk management
- Construction workforce safety programs and labor planning to reduce incident risk and delays
- Support for contractors, EPCs and developers operating at scale
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Transition and Commissioning
- Reduced handover friction between construction and operations
- Protection against commissioning delays and early operational losses
- Readiness of operations teams, training and shift design to support safe handover and early‑stage uptime
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Operations
- Property, business interruption and cyber risk strategies
- Operational resilience, catastrophe modeling and loss prevention
- Workforce resilience, benefits and wellbeing strategies designed for 24/7, high‑reliability environments
- Adaptable optimization as assets scale or repurpose
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Value Realization: Sale, Refinance and Exit
- Demonstrating insurability, resilience and performance credibility to buyers, lenders and rating agencies
- Supporting transaction readiness through risk transparency, loss history and forward‑looking analytics
- Enabling workforce stability, safety performance and people risk controls to support valuation, due diligence and lender confidence
- Protecting value at exit by reducing uncertainty, friction and post‑transaction surprises
Our lifecycle solutions reflect how modern data centers are built, financed and operated — not how insurance has traditionally been placed.
Solutions Tailored to Your Role
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For Owners and Operators
Improve operational resilience, protect revenue streams and maintain insurability as projects increase in number and scale. Supporting safe, stable operations by reducing workforce disruption, improving retention and enabling teams to perform in 24/7 environments.
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For Developers
Enable faster execution and stronger financing outcomes by aligning design, construction and risk strategies from day one. Aligning labor availability, safety and workforce cost with build schedules to reduce execution risk and protect returns.
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For Investors and Lenders
Gain confidence that assets are bankable, insurable and resilient — across a range of market cycle and stress scenarios. Providing confidence that people risk — from labor shortages to safety performance — is managed across the lifecycle.
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For Contractors and EPCs
Protect margins, manage interface risk and reduce disruption across complex, live environments. Supporting workforce safety, productivity and availability to protect margin and minimize disruption on complex sites.
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For Insurers and Reinsurers
Assess, structure and price complex digital infrastructure risk with greater confidence — combining our data and analytics with disciplined risk design to support better capacity and capital decisions.
Outcomes That Matter
Trusted Execution on a Global Scale
Clients work with Aon because outcomes— not just coverage — matter.
- Confidence to Invest: Risk structures aligned to financing and capital expectations
- Speed to Market: Reduced friction across design, placement and execution
- Integrated Resilience: Assets built to withstand operational, cyber and climate risks
- Global Consistency: Local execution supported by global sector expertise
With teams embedded across major digital infrastructure hubs, Aon delivers consistent outcomes — wherever data centers are built and operated.
Report
Reliable by Design: The New Risk Playbook for Digital Infrastructure
Explore Our Solutions
Digital Infrastructure Solutions (13)
13 Solutions
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Data Center Lifecycle Insurance Program
An integrated construction and operational risk transfer solution spanning the full lifespan of a data center.
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Property Risk Analyzer
Advanced analytics supporting value driven risk and insurance decisions.
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Cyber Risk Solutions
Cyber physical risk strategies designed for interconnected, mission critical infrastructure.
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Catastrophe Modeling and Climate Analytics
Forward looking insight into natural hazard and climate related exposures.
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Risk Engineering and Loss Prevention
Supporting performance, resilience and recovery planning.
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Talent Strategy and Workforce Design
Designing the roles, job architecture and reskilling pathways that enable digital infrastructure across a lifecycle.
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Workforce Analytics and Benchmarking
Data-driven insight into talent availability, skills readiness and people cost to support operational resilience and capital decisions.
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Construction All Risks and Delay in Start Up (DSU)
Solutions aligned to lender, sponsor and delivery expectations.
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Operational Property and Business Interruption
Protecting revenue and continuity as asset density and scale increases.
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Total Rewards, Wellbeing and Workforce Resilience
Designing employee value propositions for projects where the right rewards, health and wellbeing decisions can deliver a competitive advantage.
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Capital Markets and Alternative Risk Transfer
Unlocking additional capacity where traditional markets are constrained.
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Transaction Advisory and Due Diligence Support
Risk insight to support acquisition, refinancing and exit decisions.
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Global Program Design and Portfolio Optimization
Coordinated solutions for multinational digital infrastructure portfolios.
- Data Center Lifecycle Insurance Program
- Property Risk Analyzer
- Cyber Risk Solutions
- Catastrophe Modeling and Climate Analytics
- Risk Engineering and Loss Prevention
- Talent Strategy and Workforce Design
- Workforce Analytics and Benchmarking
- Construction All Risks and Delay in Start Up (DSU)
- Operational Property and Business Interruption
- Total Rewards, Wellbeing and Workforce Resilience
- Capital Markets and Alternative Risk Transfer
- Transaction Advisory and Due Diligence Support
- Global Program Design and Portfolio Optimization
Global Capability. Local Execution.
Aon’s Digital Infrastructure specialists operate across North America, Latin America, EMEA and Asia Pacific — supporting clients from early development through to long term operations.
Our regional teams bring deep local market insight, while our global coordination ensures consistent outcomes for multinational portfolios.
Report
Reliable by Design: Digital Infrastructure Risk & Insurability at Scale
Aon’s Reliable by Design playbook shows how to make digital infrastructure risk a design and capital discipline to build bankable, resilient data centers.
Related Insights
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Webinar
Cyber Risk is the Weak Link in Data Center Construction
