In 2021, we expect a year of fluid cyber market dynamics. As we help clients navigate a hard market cycle, we recognise the need to be proactive on cyber placements given a more diligent underwriting process, as well as the need to consider coverage options and creative programme structures to help meet risk transfer objectives.
Our goal as we provide a snapshot of the 2021 cyber insurance marketplace is to support EMEA organisations by bringing context to the challenges — both quantitative and qualitative — that insurers are trying to manage, share data on market trends paired with forward-looking guidance offered by cyber insurers, and prepare EMEA organisations as they approach the market in what is likely to be the most challenging year to date in the history of standalone cyber insurance.
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